Why You Should Sweat Over The Small Stuff

Hello Grashoppa, Almost every one of us has this idea of making lots of money from everything we do like in our business or investment. Especially when it comes to business ideas, I heard many of my friends want to explore businesses that can make them big money. The problem is, these grand ideas may […]

26 Ways To Be A Cheapskate In Malaysia

Hello Grasshoppa, I am sure many of us have encountered cheapskates or cheapos in our lives which can be an eye-opener for many of us. For some of us, we are looking for ways to optimize & save our money but for others, it can be in extreme ways that they are labeled as cheapskates. […]

These 5 Purchases Have Changed My Life

Hello Grasshoppa, In my previous post on My Top 5 Things, I Regret Buying, I touched on my compulsive buying & things that I’ve regretted buying due to poor judgment. In this post, I will be sharing My Top 5 Best Purchases That Have Changed My Life. Talking about spending money, all of us spend […]

11 Financial Rules You Need In Your Life

Hello Grasshoppa, I have been blogging for more than 4 years as part of capturing & sharing my retirement & financial independence process with you. I have written over 250 posts in these 4 years but never about my personal finance rules. Although it is part of my daily life & activities, these rules have […]

Gearing Up Your Investment Towards Recession

Hello Grasshoppa, There are multiple sources have mentioned that we are entering a recession soon. Recession periods are usually tough periods for many as we will be seeing the global economic downturn, higher unemployment rate, high inflation rate & bear market. It is truly an uncertain period of time from the trade wars between China-USA, […]

How I Overpaid RM2800 On My Citibank Credit Card

Hello Grasshoppa, Recently, I received an email from Citibank on my unclaimed money even though I have stopped subscribing to any of their services for a while now. This email surprised me, especially since I had already canceled my credit card 3 years ago with them. My first thought was that it was a scam […]

Top 5 Things I Regret Buying

Hello Grasshoppa, Over the years, I have spent compulsively multiple times due to my poor financial judgment. Some of it cost lots of money & some of it not so much. With the accumulation of these spendings, the total amount may amount to a lot which could have been used to invest & perhaps earn […]

Why Can’t We Quit Our Jobs & Live Our Best Lives?

Hello Grasshoppa, Growing up, I noticed that many people especially foreigners travel the world in their 20s to 30s after quitting their job. They can be from just a normal blue-collar worker to white-collar workers that took some time off from their profession to travel the world. Usually, their travel period is between 3 months […]

How To Stay Motivated When Investing

Hello Grasshoppa, Throughout my years of investing, there are times when investing can be boring especially when it becomes a routine. Don’t get me wrong. The whole point of investing is about making it a routine & automating it so that you are able to invest consistently based on your investment goals. It can also […]

My HelloGold 4 Years Investment Update

Hello Grasshoppa, It’s been more than 3 years since I invested with HelloGold. Prior to investing with them, I invested in gold via CIMB Gold which I later sold to pay for my car deposit. My investment with them started in July 2019 after I met the team to discuss a possible collaboration. After the meeting, […]