Is Your EPF Enough For Retirement?

Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]

How To Live Frugally Without Looking Cheap

Hello Grasshoppa, As humans, we sometimes get judgemental towards how frugal or cheap someone is. Some people often equate being frugal as being cheap. To me, living frugally does not mean that they are cheap. Living frugally means that they have controlled spending & avoid spending money unnecessarily. Each of us has a frugal side […]

Beware Of Investment “Gurus” On Facebook Ad

Hello Grasshoppa, Recently, I have actually discovered an ad on Facebook where a guru was sharing a picture of his old car vs his current car. In that photo, he was also sharing how his life has changed since he discovered how to invest in Forex. The best part of all, he is offering to […]

How To Achieve Financial Failure

Hello Grasshoppa, For the past few years, I have been writing a lot on How To Achieve Financial Freedom & it is mostly related to the “right” path towards it. Some readers may find it relatable while some may feel otherwise depending on their spending habits & income. In my opinion, achieving financial freedom is […]

Personal Finance Guide For Young Adults

Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]

Should I Delete My Post For Money?

Hello Grasshoppa, Recently I was reached out by an investment company in regards to my previous post published years ago where their name was brought up in the comment section. In the comment section of that particular post, a few of my readers have brought up the name of the company alleging that this business […]

How To Save RM10,000 In ONE Year

Hello Grasshoppa, As we are approaching the end of 2021, most of us will be having our new year financial resolution or even reviewing our yearly expenses. This is important for many of us as it will help us understand better our personal finance & spending habits. If saving more money is part of your […]

How Much I Have Spent On My Car In One Year

Hello Grasshoppa, It’s been 1 year since I bought my Toyota Yaris. Many years back, I was sharing a lot on how I wouldn’t sell my old Naza Suria even after 12 years of driving it. The last few months before I decided to sell it, I have spent almost a few thousand on repairing […]

My Observation On How People Make Money During The Pandemic

Hello Grasshoppa, Currently, we are transitioning from being in a pandemic to an endemic. During this time, many of us are going through a tough phase of our lives where some have lost their income stream but on the bright side, some have managed to turn things around & make money from it. Times are […]