Hello Grasshoppa, A few weeks ago when I wrote about i-Saraan, I wanted to compare both Private Retirement Scheme (PRS) & EPF i-Saraan for your better understanding. As both are considered voluntary contribution schemes, which is a better choice for you? Below I have listed some of the differences between both PRS & i-Saraan: The overall […]
Hello Grasshoppa, Recently I stumbled upon i-Saraan when I was in the KWSP office to run an errand. Even though it was introduced a while ago, the scheme seems less popular, or perhaps it is just something I am unaware of. What Is i-Saraan? It is a voluntary contribution program with a retirement incentive for […]
Hello Grasshoppa, This marks my first international travel post-pandemic & I am really happy that I am able to travel back to my second home after being stuck in Malaysia for 2 years. Traveling to Thailand has always been my yearly routine for food, shopping & training. For this trip, I am traveling to Thailand […]
Hello Grasshoppa, When I recently looked into the breakdown of my monthly expenses, I noticed that one of my highest spendings is on Shopee. For the past 6 months, I have spent between RM500-RM1000 each month on this platform. As a huge believer in spending wisely, I do not usually spend money on shopping unless […]
Hello Grasshoppa, I am currently on a holiday & training on the beautiful island of Phuket, I am starting to be in love with this beautiful island despite being here from time to time over the past few years. Being able to retire, spread my love for BJJ & live a nomad life has always […]
Hello Grasshoppa, Recently, EPF has announced that members are allowed to purchase insurance via their platform by using members EPF Account 2. This is actually good news to many Malaysians, especially for those who do not have any insurance protection. Personally, I did not realize the importance of insurance until when I was 27 years […]
Hello Grasshoppa, Recently, Bank Negara announced the increment of the Overnight Policy Rate (OPR) by 25 basis points to 2.25%. This was an additional increment on top of their announcement in May 2022 from 2.00%. Since July 2020, our OPR was at 1.75% before it increased in the period of 2 months to 2.25%. The overall OPR […]
Hello Grasshoppa, We are currently in a situation where the prices of goods are getting more expensive & we are paying a higher price for everything generally. It is a sad situation where the price of goods is rising but our salary still remains the same. The rise in prices is partly due to war, […]
Hello Grasshoppa, It is a busy weekend for me & I am currently in the airport waiting to board my flight back to Penang. I had my first BJJ competition this year where I ended up winning silver, however, I had to pull out of my final match due to an injury. Overall, I had […]
Hello Grasshoppa, AirAsia has recently launched AirAsia Super+ which is an annual subscription that offers “free” domestic & ASEAN flights within a period of 1 year along with other perks such as free food delivery, insurance & more. Prior to launching AirAsia Super+, they also launched AirAsia Unlimited Pass which is similar to Super+ with […]
