The Best Way To Manage & Track Your Credit Card Spending

Hello Grasshoppa, Over the years, I have had a love-hate relationship with credit cards where my spending habits had led me to maximise my credit card limit. Even after I cleared my debts, I remembered that I tried to apply for a credit card which got rejected. That situation then led me to live a life […]

Are Stock Tips Reliable & Should You Invest Based On The Tips?

Hello Grasshoppa, Throughout your investment journey, have you ever gotten tips on which stocks to look out for? Personally, I have experienced this many times and have received tips from both professionals and amateur investors. I for one, am not a fan of investing based on hearsay and only invest based on my own stock […]

Is “Buy Now, Pay Later’ Good For Malaysians?

Hello Grasshoppa, Recently, many companies are offering Buy Now, Pay Later (BNPL) payment plan where you are able to purchase the item you want & pay it within 3-6 months via instalment. Some companies even offer you to purchase now & pay it a lump sum the following month. There are many thoughts & views […]

Starting Your Own Business vs Stocks Investment. Which Is Better?

Hello Grasshoppa, Did you know that investing in stocks is considered as part of owning a business as technically it means that you are part-owner of the company? The number of stocks you have purchased will determine the percentage of ownership you have in that company. The more stocks you have, the higher your percentage […]

Is Credit Card Your Best Friend Or Enemy?

Hello Grasshoppa, Is credit card your best friend or enemy? It is a common debate that many people have as some may find credit cards to be bad while some actually think that it can be your best friend when used well. Whether it is good or evil, it provides you with the same function […]

5 Subscription Hacks Will Save You Money

Hello Grasshoppa, In my previous post, I have written about How Will Your Monthly Subscriptions Affect Your Financial & one of the details that I touched on was to source cheaper options. Over the years, I have subscribed & unsubscribed to many platforms until recently when I moved to a new house & bought a new TV, […]

With The Ongoing Pandemic, How Are You Adapting To Change?

Hello Grasshoppa, With the current situation, time is actually our best friend. For those who work from home, we spend lesser time on the road which helps us save between 1-2 hours a day. For those who are unable to work due to the MCO, how well are you utilising your time? Since the beginning […]

10 Ways To Save Money With Almost No Effort

Hello Grasshoppa, Saving money can be difficult sometimes but there are ways you can save with minimal or no effort at all. In our daily lives, we should look for ways to capitalise & save even a small amount of money. It is just like our parents or grandparents walking into the morning market to […]