Hello Grasshoppa, Do you prefer to have professionals manage your investment, or do you prefer to manage your own investment? I used to think that investment is tough to understand & it is a common misconception among many people. Sometimes when I asked my friends to invest, their answer is always that they don’t know […]
My Honest Opinion On Touch’nGo e-Wallet GO+
Hello Grasshoppa, Recently, Touch’nGo collaborated with Principal Malaysia to launch GO+, an e-wallet solution to disrupt the e-wallet market. The good news is, you get to grow your e-wallet credit while spending it. It is a low-risk investment that allows users to earn daily investment return with your e-wallet balance. To start, you have to […]
What Have I Learnt So Far From My FIRE Journey
Hello Grasshoppa, I don’t remember the exact date or year when I decided to start my FIRE journey but I do remember my Eureka moment and it was when I read The 4-Hour Work Week by Tim Ferris. The book explains a lot about how we can work with minimum working hours yet we are […]
The Best & Worst Investment Advice That I Have Ever Received
Hello Grasshoppa, Since I was young, I have gotten a lot of investment advice from many people. Some of them have changed my view on investments in a good way while some of them have brought a negative light towards my investment journey. Advice and opinion is always free but varies as some of them […]
#BBMGetInspired With Roshan Kanesan – Radio Broadcaster and Personal Finance Nerd
Hello Grasshoppa, It was my pleasure to be featured in the first episode of Ringgit & Sense for 2021 where we discussed money goal setting for 2021. I’ve been listening to Ringgit & Sense for the longest time and it was a pleasure being able to finally speak with Roshan. After the interview, I’ve actually […]
Upgrading My Insurance & Medical Plan for Income Tax Relief
Hello Grasshoppa, Each year, I will be doing a review on my personal finance & investments to check if it is healthy & in line with my retirement journey. Aside from that, I will be doing a yearly review to check on what can I do to maximise my income tax relief. Tax relief is […]
2021 Personal Finance & Investment View From My BJJ Friends
Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]
My BFM Interview Experience
Hello Grasshoppa, Recently I participated in Ringgit & Sense Podcast interview alongside Kevin Neoh (Licensed Financial Planner) from VKA Wealth & Roshan Kanesan, the host of BFM Ringgit & Sense. Being part of Ringgit & Sense definitely feels like a dream to me as I’ve been listening to their podcast over the years. One thing […]
My 2020 Personal Finance Overview & 2021 Personal Finance Resolutions
Hello Grasshoppa, 2020 went by quickly for all of us with the pandemic situation that has changed most of our lives. On the bright side, I was able to move my gym to a better location & the demand for my 9-5 job has increased with the growth of e-commerce. My 2020 personal finance was […]
How Will Your Monthly Subscriptions Affect Your Financial?
Hello Grasshoppa, Have you ever calculated how much you spend on all of your monthly subscriptions? It can be from your Netflix, Astro, Unifi, mobile apps & many other subscriptions. Some of it can be considered as compulsory to some of you & some may not. It depends on your priority & what is important […]