My BFM Interview Experience

Hello Grasshoppa, Recently I participated in Ringgit & Sense Podcast interview alongside Kevin Neoh (Licensed Financial Planner) from VKA Wealth & Roshan Kanesan, the host of BFM Ringgit & Sense. Being part of Ringgit & Sense definitely feels like a dream to me as I’ve been listening to their podcast over the years. One thing […]

Splurging Your Money The Right Way

Hello Grasshoppa, Do you ever feel guilty whenever you are buying something that you don’t need or overpriced? This is a normal feeling for me especially for my characteristic that is known to be stingy. Aside from my watch collection & my BJJ Gi collection, I usually don’t splurge my money unless I stumble upon […]

How Will Your Monthly Subscriptions Affect Your Financial?

Hello Grasshoppa, Have you ever calculated how much you spend on all of your monthly subscriptions? It can be from your Netflix, Astro, Unifi, mobile apps & many other subscriptions. Some of it can be considered as compulsory to some of you & some may not. It depends on your priority & what is important […]

The Easiest Investment You Can Make With Zero Investment Knowledge

Hello Grasshoppa, Everyone wants to earn extra money & everyone wants to invest but many will say that they don’t know how to or that they do not have enough capital to invest. From our grandparents to our generation, everyone kept giving the same answer. I’m just joking. Maybe from my parents’ generation onwards. Investment […]

5 Things To Consider Before You Buy A Brand New House

Hello Grasshoppa, With the current pandemic situation, I have cancelled 2 of my overseas holidays & currently I’m on my Cuti-Cuti Malaysia trip with my family in Cameron Highland. It’s been 10 years or more since I last visited here & currently I am writing my blog while overseeing the beautiful golf course. Despite the […]

Financial Freedom Roadmap

Hello Grasshoppa, We often hear people talked about achieving financial freedom someday & it is often something we hear from someone that does direct selling. Or maybe you’ve heard it from me if you’ve been following my blog. Do you share the same common dream where you plan to retire & won’t have any worries […]

How I Build My First RM100,000 Investment Portfolio In Less Than 3 Years

Hello Grasshoppa, How hard is it to build an RM100,000 investment portfolio? After I cleared my debts & began my investment journey, the only thing that was in my mind was to grow my wealth towards retirement. I barely had any deep knowledge towards investment hence starting to invest in the beginning was daunting. In […]

Are You Really That Rich?

Hello Grasshoppa, In today’s society, we tend to consider people that drive luxury cars or having expensive watches rich, but are they really as rich as they portray themselves to be? I remembered many years back when my friend bought himself a new Honda Civic but as I know, his salary was around RM3,500. Estimated […]

Why I Invest In Stocks

Hello Grasshoppa, There are times where I am having a dilemma on whether or not my investment journey is really worth it. Can I really achieve my goal of having financial freedom? Or will all my financial sacrifices account for nothing? Each month, I will be allocating a chunk of my money to invest into […]