Hello Grasshoppa, 2020 was a rough year for most of us & 2021 seems to be a better year with the vaccine distribution. Soon enough, most of us will be vaccinated & our hope of living the old normal will be back in no time. My overall investment for 2020 was in the red especially […]
What Makes You Rich & What Makes You Poor?
Hello Grasshoppa, Many people have a different way of defining wealth in life. Most of them link it to having a lot of money & but some may define it by having a Financial Independence Retire Early (FIRE) life. Some of them even link it to being rich with knowledge & skills. No matter how […]
2021 Personal Finance & Investment View From My BJJ Friends
Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]
My BFM Interview Experience
Hello Grasshoppa, Recently I participated in Ringgit & Sense Podcast interview alongside Kevin Neoh (Licensed Financial Planner) from VKA Wealth & Roshan Kanesan, the host of BFM Ringgit & Sense. Being part of Ringgit & Sense definitely feels like a dream to me as I’ve been listening to their podcast over the years. One thing […]
My 2020 Personal Finance Overview & 2021 Personal Finance Resolutions
Hello Grasshoppa, 2020 went by quickly for all of us with the pandemic situation that has changed most of our lives. On the bright side, I was able to move my gym to a better location & the demand for my 9-5 job has increased with the growth of e-commerce. My 2020 personal finance was […]
Splurging Your Money The Right Way
Hello Grasshoppa, Do you ever feel guilty whenever you are buying something that you don’t need or overpriced? This is a normal feeling for me especially for my characteristic that is known to be stingy. Aside from my watch collection & my BJJ Gi collection, I usually don’t splurge my money unless I stumble upon […]
How Will Your Monthly Subscriptions Affect Your Financial?
Hello Grasshoppa, Have you ever calculated how much you spend on all of your monthly subscriptions? It can be from your Netflix, Astro, Unifi, mobile apps & many other subscriptions. Some of it can be considered as compulsory to some of you & some may not. It depends on your priority & what is important […]
The Easiest Investment You Can Make With Zero Investment Knowledge
Hello Grasshoppa, Everyone wants to earn extra money & everyone wants to invest but many will say that they don’t know how to or that they do not have enough capital to invest. From our grandparents to our generation, everyone kept giving the same answer. I’m just joking. Maybe from my parents’ generation onwards. Investment […]
5 Things To Consider Before You Buy A Brand New House
Hello Grasshoppa, With the current pandemic situation, I have cancelled 2 of my overseas holidays & currently I’m on my Cuti-Cuti Malaysia trip with my family in Cameron Highland. It’s been 10 years or more since I last visited here & currently I am writing my blog while overseeing the beautiful golf course. Despite the […]
Financial Freedom Roadmap
Hello Grasshoppa, We often hear people talked about achieving financial freedom someday & it is often something we hear from someone that does direct selling. Or maybe you’ve heard it from me if you’ve been following my blog. Do you share the same common dream where you plan to retire & won’t have any worries […]