Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]
Hello Grasshoppa, When I started to work as a direct selling agent, one of the d books that was recommended by my leader was Rich Dad Poor Dad. During each weekly team meeting, they always emphasized retiring earlier & direct selling was the “way” for them to achieve it. During that time, I did not […]
Hello Grasshoppa, As we are approaching the end of 2021, most of us will be having our new year financial resolution or even reviewing our yearly expenses. This is important for many of us as it will help us understand better our personal finance & spending habits. If saving more money is part of your […]
Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]
Hello Grasshoppa, Over the years, I have had a love-hate relationship with credit cards where my spending habits had led me to maximise my credit card limit. Even after I cleared my debts, I remembered that I tried to apply for a credit card which got rejected. That situation then led me to live a life […]
Hello Grasshoppa, Recently, many companies are offering Buy Now, Pay Later (BNPL) payment plan where you are able to purchase the item you want & pay it within 3-6 months via instalment. Some companies even offer you to purchase now & pay it a lump sum the following month. There are many thoughts & views […]
Hello Grasshoppa, Is credit card your best friend or enemy? It is a common debate that many people have as some may find credit cards to be bad while some actually think that it can be your best friend when used well. Whether it is good or evil, it provides you with the same function […]
Hello Grasshoppa, In my previous post, I have written about How Will Your Monthly Subscriptions Affect Your Financial & one of the details that I touched on was to source cheaper options. Over the years, I have subscribed & unsubscribed to many platforms until recently when I moved to a new house & bought a new TV, […]
Hello Grasshoppa, Saving money can be difficult sometimes but there are ways you can save with minimal or no effort at all. In our daily lives, we should look for ways to capitalise & save even a small amount of money. It is just like our parents or grandparents walking into the morning market to […]
Hello Grasshoppa, We are approaching the second half of the year & I am sure everyone is still as motivated to stay on course in your financial journey. Sometime last year, this was the time where things started to loosen after 3 months of tough MCO. The good news is, most of us are getting […]
