Hello Grasshoppa, It is that time of the year again to file our income tax for most eligible Malaysians. Personally, I prefer to file it as early as possible just to get it done & also to ensure that I am able to receive a refund for my overpaid taxes. To be honest, this year’s […]
Principles Of Purchasing That Will Save You Money
Hello Grasshoppa, Have you ever wanted to buy something so badly without having to wait for a potential sale or promotion? I know I have, but as many of us know, we shouldn’t buy based on a compulsive decision but rather we should give it a day or two before we make our purchase. Most […]
Is The 4% Rule Still Applicable For Your Retirement Planning?
Hello Grasshoppa, The ideal amount that I need to retire is to have RM4 million by the age of 40 with no debts. Once I have retired, I will be traveling the world & I aim to travel to at least 200 countries before I die. It is just 5 years from now before my […]
How To Finally Get Out Of Debt After You’ve Tried EVERYTHING
Hello Grasshoppa, Do you ever dread paying your monthly credit card bills or other loans? I personally feel so even though I don’t have much debt aside from my house & car loan. I bought my second car in 2020 when my first car was in a condition where it was giving me multiple issues. When I […]
How To Live Frugally Without Looking Cheap
Hello Grasshoppa, As humans, we sometimes get judgemental towards how frugal or cheap someone is. Some people often equate being frugal as being cheap. To me, living frugally does not mean that they are cheap. Living frugally means that they have controlled spending & avoid spending money unnecessarily. Each of us has a frugal side […]
Beware Of Investment “Gurus” On Facebook Ad
Hello Grasshoppa, Recently, I have actually discovered an ad on Facebook where a guru was sharing a picture of his old car vs his current car. In that photo, he was also sharing how his life has changed since he discovered how to invest in Forex. The best part of all, he is offering to […]
How To Achieve Financial Failure
Hello Grasshoppa, For the past few years, I have been writing a lot on How To Achieve Financial Freedom & it is mostly related to the “right” path towards it. Some readers may find it relatable while some may feel otherwise depending on their spending habits & income. In my opinion, achieving financial freedom is […]
Personal Finance Guide For Young Adults
Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]
What I’ve Learned From Reading Rich Dad Poor Dad At 19 & In My Late 20s
Hello Grasshoppa, When I started to work as a direct selling agent, one of the d books that was recommended by my leader was Rich Dad Poor Dad. During each weekly team meeting, they always emphasized retiring earlier & direct selling was the “way” for them to achieve it. During that time, I did not […]
Should I Delete My Post For Money?
Hello Grasshoppa, Recently I was reached out by an investment company in regards to my previous post published years ago where their name was brought up in the comment section. In the comment section of that particular post, a few of my readers have brought up the name of the company alleging that this business […]