Hello Grasshoppa, Why Do You Need Financial Planning? Coming out of huge debt many years back & still have budget issues every now & then, I personally think that financial planning is important no matter how much money you have. Common advice that we always hear from many people is as below : 1. Buy […]
Is 24 Hours Really Enough For Us?
Hello Grasshoppa, We always hear that some people around us may mention that they don’t have time. It can be from working out, reading or basically just anything. Is it really an excuse or it’s because we have limited time? Come to think about it. We have 24 hours a day. That’s the fact that […]
Getting Your Monthly Salary. How Should You Reward Yourself?
Hello Grasshoppa, Getting your monthly salary is something that most of us usually look forward to whether it’s beginning of the month or end of the month. During our working hours, our monthly salary is something that we will always look forward to. Why? To some of us, it may be because of our hardwork […]
Is It Worth It To Invest In Mutual Fund?
Hello Grasshoppa, Is it worth it to invest in Mutual Fund? This is a common argument among many investors & investment gurus about how bad or good mutual fund is but when we look at the history of mutual fund in Malaysia, company like Public Mutual is ranked the best Mutual Fund company in Malaysia […]
What StashAway Have Taught Me About Retirement Planning
Hello Grasshoppa, Recently StashAway & BBM collaborated on their first event in Penang to share on How To Plan For Your Retirement. Over 60 people have RSVP for this event & the turnout rate is quite good for their first event in Penang. They have similar events like this in KL on weekly basis where they will […]
How To Eat Clean & Save Money
Hello Grasshoppa, For the past few years, there is a huge trend of eating clean & it has been hitting us like a storm. It ranges from Atkins Diet to Keto Diet & many others. This trend have caught many individuals to actually adept to this & some of them even started a healthy food […]
How To Maximize Your BigPay Card & Other E-Wallet To Collect Points & Cashback
Hello Grasshoppa, With my earlier post on “Is it Possible to go Cashless in Malaysia” & my discovery of BigPay, I have moved on & learn more hacks to collect more points & obtain cashback at the same time. With this discovery, not only am I able to collect more BIG Points but I am […]
So You’ve Already Achieved Your Personal Finance Milestone. What’s Next?
Hello Grasshoppa, While writing this post, I am currently in Koh Lipe for the 3rd time. Many years ago, I remembered coming here with a low budget on accommodation & food. I ended up staying in just an average room with limited daily budget for my daily meal. Best part of that trip was, the […]
Black Belt Money & Habits Podcast EP2 – Get To Know Your Host (Black Belt Millionaire)
Welcome to Black Belt Money & Habits Podcast Episode 2 In this episode, Raymond will be sharing a bit of background about himself & what inspires him to start Black Belt Money & Habits Podcast. This is a pilot project for both Raymond & Dion. Stay tuned for more episode from both Raymond & Dion. […]
9 Habits That Will Make You Rich
Hello Grasshoppa, Most of us have a life goal to achieve & one of it is to be rich. Many people might be exploring some ways to be rich but aside from working hard & working smart, what habit do you need to be rich? Before we proceed further on the 9 Habits That Will […]