The Best Way To Manage & Track Your Credit Card Spending

Hello Grasshoppa, Over the years, I have had a love-hate relationship with credit cards where my spending habits had led me to maximise my credit card limit. Even after I cleared my debts, I remembered that I tried to apply for a credit card which got rejected. That situation then led me to live a life […]

How Much You Need For Your Retirement

Hello Grasshoppa, It is often a question when you ask someone that is embarking on a FIRE Journey how much they need to retire. They will usually give you a total amount but if you asked in detail why they need that much, they will give you a calculation based on their projected annual income […]

Are Stock Tips Reliable & Should You Invest Based On The Tips?

Hello Grasshoppa, Throughout your investment journey, have you ever gotten tips on which stocks to look out for? Personally, I have experienced this many times and have received tips from both professionals and amateur investors. I for one, am not a fan of investing based on hearsay and only invest based on my own stock […]

Turning Your Passion Into Income

Hello Grasshoppa, How often do you see someone being able to turn their passion into a steady income stream? Personally, I do not hear of this often enough, which could be because they often perceive their passion negatively and do not see the money-making potential in what they enjoy doing. Take your career as an […]

5 Subscription Hacks Will Save You Money

Hello Grasshoppa, In my previous post, I have written about How Will Your Monthly Subscriptions Affect Your Financial & one of the details that I touched on was to source cheaper options. Over the years, I have subscribed & unsubscribed to many platforms until recently when I moved to a new house & bought a new TV, […]

10 Ways To Save Money With Almost No Effort

Hello Grasshoppa, Saving money can be difficult sometimes but there are ways you can save with minimal or no effort at all. In our daily lives, we should look for ways to capitalise & save even a small amount of money. It is just like our parents or grandparents walking into the morning market to […]

BBM Jar Investment Challenge

Hello Grasshoppa, We are approaching the second half of the year & I am sure everyone is still as motivated to stay on course in your financial journey. Sometime last year, this was the time where things started to loosen after 3 months of tough MCO. The good news is, most of us are getting […]

Starting My Own YouTube Channel As My New Side Hustle

Hello Grasshoppa, In my previous post on List Of Side Hustle That I Have Tried, I have mentioned starting my YouTube Channel to monetize it in a long run to earn extra income. It is an overdue hustle as this idea was sparked many years back when I realised that there is some changes of […]

Home Renovation Hacks That Will Save You Money

Hello Grasshoppa, Many years ago, I bought my second home after I managed to completely clear my debts. My house was empty for a while as it was purely for investment purpose until I housed a friend there for 4 months during the first MCO when he lost his job. After he started his new […]

Investment Portfolio Suggestions That You Can Build Within Your Budget

Hello Grasshoppa, There is a common question that many of my readers, family & friends have asked me on the suggested investment portfolio that I will recommend for them. My recommendation is always based on the investment that I personally invest in or believe in. Over the years, one of my highly recommended investment platforms […]