Hello Grasshoppa, In this week’s interview, I am privileged to have an old friend of mine that I’ve known since my gym started. Fast forward a few years later, he is also a gym owner & an active competitor like me. We even travelled to Bangkok last year for a competition. With the recent branding […]
How EPF Can Reduce Your Home Loan Principal or Monthly Installment Part 2
Hello Grasshoppa, In my recent post, I have shared How Can EPF Reduce Your Home Loan Principal or Monthly Installment Part 1. In today’s post, I will be sharing more updates of my personal experience on the process & how soon I actually got my EPF withdrawals. Just a quick recap, I went to the […]
#BBMGetInspired with Ewen Sim (Property Blogger & Property YouTuber)
Hello Grasshoppa, The world is a pretty small placed especially when you are living in a small island called Penang. Over the past few years, I had few encounters with Ewen during her time as an insurance agent & when she moved on into property consultation. One of the things that I admire about her […]
How Can National Economic Revitalisation Plan (PENJANA) Benefit Malaysians?
Hello Grasshoppa, During the recent PM announcement, many expected him to announce on whether the MCO is over or not but that 1-hour long announcement did not mention anything related to the extension but rather it covers our National Economic Revitalisation Plan. This pandemic is taking a toll on everyone & in a blink of […]
My Spending Trend During MCO
Hello Grasshoppa, Second month into the MCO & not sure if 9th June will be the end of the MCO but I am starting to get used to the new normal. Or maybe I am just trying my best to focus on what I can control instead of what I can’t. I remember during the […]
The New Normal In Financial Planning (Guest Post)
Learning to think about “The new normal” in financial planning of post Covid-19 The COVID-19 War Is A Process Not An Event How bad is the impact of coronavirus to the world now? Lockdown has been the effective measurement taken so far, how long should it be, 8 weeks or more? Once you start pulling […]
How Much Money B40, M40 & T20 Can Potentially Receive From Covid-19 Economic Stimulus Package
Hello Grasshoppa, Based on the recent PM announcement, most Malaysians are benefiting from the Covid-19 Economic Stimulus Package. Today, I will be breaking it down on the estimated amount of money that each household income is able to receive. Just a brief sharing which I’m sure many of you are aware of, Malaysian household incomes […]
Paying Debt vs Investment. Which Should Be Your Priority?
Hello Grasshoppa, Common question that I am getting from people that are in debt but still wanting to invest their money is, “Should I invest first or pay my debt first?”. If you are in debt, yet have the desire to invest, which will be your priority? That was my question as well when I […]
How EPF Can Reduce Your Home Loan Principal or Monthly Installment Part 1
Hello Grasshoppa, As you all may heard before of how I struggled financially that I had to sell off my first house to pay my debt. After I cleared off my debt, I decided to buy another house. I just collected the key right after Christmas & I have came out with a 10 year […]
Why Is It Important To Start Investing Early
Hello Grasshoppa, Investing can be a lifelong journey for you & if you start early, you may able to benefit from it. Even if you start investing late in your life, it will still be a good start for you. Starting to invest early may not be easy especially if we have lesser cash in […]