My Experience Being Part Of HSBC Wealth Webinar Panelist

Hello Grasshoppa, Recently, I was one of the panelists alongside Suraya (Ringgit Oh Ringgit) & Ken (HSBC) moderated by Roshan Kanesan (RinggitPlus). Being part of the HSBC webinar has definitely been a momentous experience since I started my blog. With the attendance of over 400 people, I am glad to hear lots of positive feedback […]

Websites & Apps That Can Help You Save Money

Hello Grasshoppa, Since the pandemic started, many of us have transitioned to online shopping for convenience. During this period, some of us tend to spend more especially when there is so much attractive stuff out there. Most probably you will see stuff that you never need or use anymore lying down somewhere in your house […]

Should You Consider Withdrawing Your EPF Savings For 2022?

Hello Grasshoppa, EPF has recently announced a Special Withdrawal facility effective 1st April 2022. As of my writing, there are not many details announced yet on the procedure but members below age 55 can withdraw as low as RM50 & up to a maximum of RM10,000. Members are required to utilize their EPF Account 2 […]

Can Malaysian Survive Based On Minimum Wage?

Hello Grasshoppa, Recently, PM Ismail Sabri has announced that the RM1,500 minimum wage will be effective on 1st May 2022. With the hit of the recent pandemic, we’ve seen an increase in transportation cost, raw material cost, food & other costs. Those shortages of supply vs demand have caused the price to hike up. The […]

Principles Of Purchasing That Will Save You Money

Hello Grasshoppa, Have you ever wanted to buy something so badly without having to wait for a potential sale or promotion? I know I have, but as many of us know, we shouldn’t buy based on a compulsive decision but rather we should give it a day or two before we make our purchase. Most […]

Is Your EPF Enough For Retirement?

Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]

How To Live Frugally Without Looking Cheap

Hello Grasshoppa, As humans, we sometimes get judgemental towards how frugal or cheap someone is. Some people often equate being frugal as being cheap. To me, living frugally does not mean that they are cheap. Living frugally means that they have controlled spending & avoid spending money unnecessarily. Each of us has a frugal side […]

Beware Of Investment “Gurus” On Facebook Ad

Hello Grasshoppa, Recently, I have actually discovered an ad on Facebook where a guru was sharing a picture of his old car vs his current car. In that photo, he was also sharing how his life has changed since he discovered how to invest in Forex. The best part of all, he is offering to […]