Hello Grasshoppa, I don’t remember the exact date or year when I decided to start my FIRE journey but I do remember my Eureka moment and it was when I read The 4-Hour Work Week by Tim Ferris. The book explains a lot about how we can work with minimum working hours yet we are […]
How Did I End Up Investing In Cryptocurrency?
Hello Grasshoppa, There is a quote that says “Never Say Never”. Over the years, I have written a number of posts on how I will never invest in cryptocurrency & my stand on cryptocurrency. But there was an online platform that I wanted to make a purchase from and it didn’t accept any form of […]
Investment Portfolio Suggestions That You Can Build Within Your Budget
Hello Grasshoppa, There is a common question that many of my readers, family & friends have asked me on the suggested investment portfolio that I will recommend for them. My recommendation is always based on the investment that I personally invest in or believe in. Over the years, one of my highly recommended investment platforms […]
8 Quick Ways To Save Money From Your Expenses
Hello Grasshoppa, Are you looking for quick ways to save money from your expenses? I have decided to explore more on this after watching Catherine from My Personal Finances YouTube Channel where she shared her experience in dealing with her clients. You can watch the full episode or you can just skip directly to 12.50. […]
Improving My Personal Finance Skill Over Time
Hello Grasshoppa, Our personal finance journey starts from the moment you receive your first allowance from your parents or family. We learn to manage our money differently & our parents play an important role in educating us to manage our finances. No doubt, some of us are taught well by our parents, however, some may […]
#BBMGetInspired With Roshan Kanesan – Radio Broadcaster and Personal Finance Nerd
Hello Grasshoppa, It was my pleasure to be featured in the first episode of Ringgit & Sense for 2021 where we discussed money goal setting for 2021. I’ve been listening to Ringgit & Sense for the longest time and it was a pleasure being able to finally speak with Roshan. After the interview, I’ve actually […]
My 2020 StashAway Review
Hello Grasshoppa, 2020 was a rough year for most of us & 2021 seems to be a better year with the vaccine distribution. Soon enough, most of us will be vaccinated & our hope of living the old normal will be back in no time. My overall investment for 2020 was in the red especially […]
What Makes You Rich & What Makes You Poor?
Hello Grasshoppa, Many people have a different way of defining wealth in life. Most of them link it to having a lot of money & but some may define it by having a Financial Independence Retire Early (FIRE) life. Some of them even link it to being rich with knowledge & skills. No matter how […]
Upgrading My Insurance & Medical Plan for Income Tax Relief
Hello Grasshoppa, Each year, I will be doing a review on my personal finance & investments to check if it is healthy & in line with my retirement journey. Aside from that, I will be doing a yearly review to check on what can I do to maximise my income tax relief. Tax relief is […]
2021 Personal Finance & Investment View From My BJJ Friends
Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]