Hello Grasshoppa, Everyone wants to earn extra money & everyone wants to invest but many will say that they don’t know how to or that they do not have enough capital to invest. From our grandparents to our generation, everyone kept giving the same answer. I’m just joking. Maybe from my parents’ generation onwards. Investment […]
How Can We Be Prepared If There Is An Implementation Of The State Of Emergency?
Hello Grasshoppa, With the number of cases increasing daily & political instability, rumours are going around on the plan to have the State Of Emergency. Imagine if there is an implementation of the State of Emergency, how are we better prepared with this situation with the lesson that we learned from the recent lockdown? The […]
How I Build My First RM100,000 Investment Portfolio In Less Than 3 Years
Hello Grasshoppa, How hard is it to build an RM100,000 investment portfolio? After I cleared my debts & began my investment journey, the only thing that was in my mind was to grow my wealth towards retirement. I barely had any deep knowledge towards investment hence starting to invest in the beginning was daunting. In […]
Why You Should Save More?
Hello Grasshoppa, Have you ever thought about which should be your priority? Should you work to earn extra income or should you save your money better? Generally, many people will pick earning extra income as their priority. Agree? When I was young, I always have the impression where as long as I have more money, […]
Are You Really That Rich?
Hello Grasshoppa, In today’s society, we tend to consider people that drive luxury cars or having expensive watches rich, but are they really as rich as they portray themselves to be? I remembered many years back when my friend bought himself a new Honda Civic but as I know, his salary was around RM3,500. Estimated […]
New Robo-Advisor In Town That Will Turn Your Spare Change Into Investment
Hello Grasshoppa, Recently I found something interesting in my social media platform about a Robo-Advisor that can turn my spare change into investment. This concept is not something new in the world as there is a similar platform in the USA called Acorns. I’ve been fascinated by the concept of Acorns where they will invest […]
Why I Invest In Stocks
Hello Grasshoppa, There are times where I am having a dilemma on whether or not my investment journey is really worth it. Can I really achieve my goal of having financial freedom? Or will all my financial sacrifices account for nothing? Each month, I will be allocating a chunk of my money to invest into […]
Should You Save More or Earn More For Your Early Retirement?
Hello Grasshoppa, There’s always a debate on whether or not you should save more or earn more? When I was young & started to work, my mindset was to always earn as much as possible until I am able to buy anything I want including the best cars, biggest house & all branded stuff. That […]
My Top 5 Investments With The Best Profit In 2019
Hello Grasshoppa, From time to time, I will be going through my investment portfolio to check on my investment profitability. There will also be time where I will be doing some rebalancing on my investment portfolio but I never actually got into detail on my yearly profit. The current uncertainties & rough situation in the […]
Personal Finance Survival Tips You Can Apply During Covid-19 Pandemic
Hello Grasshoppa, Another week has passed by & we are still hoping that this pandemic situation will be over soon. Sometimes, it feels like the world is coming to an end, yet I still try to remain positive and hope that everything will be back to the way it was, soon enough. This is the […]