Hello Grasshoppa, In my upcoming holiday, I am looking for ways to save more money for my back-to-back holidays. I will be traveling again soon to another 2 countries & saving extra cash is crucial especially since my holiday gap is 3 months from each other. One of my challenges in saving extra cash is, […]
How To Prepare For Retrenchment
Hello Grasshoppa, For the past few months, we have seen many companies going through a job cut where many people are losing their jobs. To some long-serving employees, it can be a benefit for them as they can leave those jobs with a big fat compensation if they are getting paid fairly. That money can […]
Nothing Says I Love You More Than EPF i-Sayang
Hello Grasshoppa, Want to find an indirect way to pay your spouse their monthly allowance while ensuring that they have extra savings? Introducing EPF i-Sayang which is an initiative introduced by the government to allow the contributor (husband) to transfer 2% of their employee share contribution received from the employer to the receiver (wife) EPF […]
5 Steps To Take If You’ve Been Scammed In Malaysia
Hello Grasshoppa, Some of us may have been scam victims at some point in our lives. Scams can come in different forms & these scammers will usually find ways to scam as much money as possible from all their possible victims. Some of us may be aware that is a scam however some of us […]
Which Trading Platform Has The Cheapest Brokerage Fee?
Hello Grasshoppa, I have been using Rakuten Trade since its launch in May 2017 & it is definitely the best trading platform for local stocks. They are the first completely online equities broker & have disrupted the market by offering the most competitive brokerage fee. Over the years, they have added more services to their […]
This Is Your TWO Biggest Expenses & How To Save From It?
Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]
Downsizing My Overall Expenses To Save More Money
Hello Grasshoppa, For some people, with the increase in income each year, they are using this as an excuse to increase their expenses to “enjoy” their lives better. The fact is, with the increase in income, we have a choice to actually live a better life by having more flexibility in our spending but if […]
Should You Apply For AirAsia Credit Card?
Hello Grasshoppa, In 2019, I stumbled upon the AirAsia credit card by Hong Leong Bank which caught my attention. With my love for traveling & since I was already using BigPay to accumulate my AirAsia Points (formerly known as BIG Points), I immediately signed up for the credit card. I remembered that there was a […]
Is EPF Voluntary Self Contribution Better Than Fixed Deposit?
Hello Grasshoppa, There are lots of EPF features that have been introduced over the years & this is by far one of the best features by EPF for individuals that do not know what to invest in but want to earn higher interest than a fixed deposit. In Malaysia, we have been introduced to many types […]
How Much Can You Save When, Investing In A Coffee Machine
Hello Grasshoppa, In my early days of writing BBM articles, I touched on How A Cup Of Latte Can Affect Your Overall Finances. To summarise, it is based on your daily spending on a cup of coffee at your favorite coffee place. Coffee addiction can be real & to many, it is something necessary to get […]