Quantifying Your Financial Goals Using The SMART Financial Goals

Hello Grasshoppa, Most of us have a financial plan that we use as a guideline for our financial goals. Some can be as detailed as quantifying the actual numbers & some can just be as simple as wanting to live comfortably. Both can be good or bad depending on how one looks at his/her financial […]

How To Build Good Spending Habits

Hello Grasshoppa, In my previous post on How To Live A Rich Life With Your Current Income, I touched on how you can spend your money on your passion or hobby. To summarize, it’s all about allocating a certain percentage of your money toward what you enjoy, allowing for guilt-free spending. You may read more on that […]

How To Live A Rich Life With Your Current Income

Hello Grasshoppa, There are many ways for us to define how rich we or other individuals are. The most significant way of defining rich people is by how they dress or what car they drive. Maybe some of them are truly rich, but some actually put themselves in debt just to impress others who don’t […]

How I Find The Perfect Credit Card to Suit My Needs

Hello Grasshoppa, With the discontinuation of the AirAsia credit card, I was struggling to find a replacement credit card that is able to suit my lifestyle. While the Sutera credit card is an option, I find it to be rather a mediocre card for my needs. Perhaps for some users, this is the best credit card […]

How To Take Advantage Of The Depreciation Of Malaysia Ringgit

Hello Grasshoppa, With the depreciation of the Malaysia Ringgit, there will be excellent & harmful impacts on Malaysians. The cost of imported goods will increase as a result of weaker Ringgit & if you are buying imported goods, you will be paying more than what you used to pay in the past. Exporters that are […]

What I Wish I Knew About Money Growing Up

Hello Grasshoppa, Recently, I have asked myself, what should I know about money as I was growing up? I did not learn anything about money management until I started my reading habits after I was desperate to find ways to escape from my financial debts. Growing up, my mum only mentioned to me that, I […]

Goodbye AirAsia Credit Card

Hello Grasshoppa, I wrote Why Should You Apply For AirAsia Credit Card 2 months ago, but 2 months later, I received terrible news on what will happen to AirAsia’s credit card. This is truly bad news for me since the card has been really useful & rewarding. Since I used this card, I have redeemed a […]

How I Plan My Spending Around Touch’nGo E-Wallet

Hello Grasshoppa, Many years ago when I was writing about e-wallets, I endorsed multiple e-wallets of my choice such as Boost & GrabPay. When Boost started to launch & when they had their “shake” cashback, I was one of the biggest fans until they changed their rewards system which also led to the loss of […]

Nothing Says I Love You More Than EPF i-Sayang

Hello Grasshoppa, Want to find an indirect way to pay your spouse their monthly allowance while ensuring that they have extra savings? Introducing EPF i-Sayang which is an initiative introduced by the government to allow the contributor (husband) to transfer 2% of their employee share contribution received from the employer to the receiver (wife) EPF […]

Ways To Keep Your Family Financially Protected After Your Death

Hello Grasshoppa, There will be a point in our lives when we will have thoughts of how can we plan for our family or loved ones just in case something happens to us. Occasionally, my mind wonders what will happen to my assets in my absence. When I was 19, I remembered this struggle my […]