Hello Grasshoppa, Our personal finance journey starts from the moment you receive your first allowance from your parents or family. We learn to manage our money differently & our parents play an important role in educating us to manage our finances. No doubt, some of us are taught well by our parents, however, some may […]
What Makes You Rich & What Makes You Poor?
Hello Grasshoppa, Many people have a different way of defining wealth in life. Most of them link it to having a lot of money & but some may define it by having a Financial Independence Retire Early (FIRE) life. Some of them even link it to being rich with knowledge & skills. No matter how […]
Upgrading My Insurance & Medical Plan for Income Tax Relief
Hello Grasshoppa, Each year, I will be doing a review on my personal finance & investments to check if it is healthy & in line with my retirement journey. Aside from that, I will be doing a yearly review to check on what can I do to maximise my income tax relief. Tax relief is […]
2021 Personal Finance & Investment View From My BJJ Friends
Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]
Withdrawing Your EPF During The Market Uncertainty
Hello Grasshoppa, There are multiple debates that happened for the past few months by the current government & opposition about withdrawing EPF money for those who need fund to live through the challenging time like the current pandemic. Many of us are impacted by this pandemic in different ways & many have suffered from it. […]
My 2020 Personal Finance Overview & 2021 Personal Finance Resolutions
Hello Grasshoppa, 2020 went by quickly for all of us with the pandemic situation that has changed most of our lives. On the bright side, I was able to move my gym to a better location & the demand for my 9-5 job has increased with the growth of e-commerce. My 2020 personal finance was […]
Last Minute Ways To Maximize Your 2020 Income Tax Relief
Is BigPay Still Relevant?
Hello Grasshoppa, Remember when BigPay came into the market with a bang and became the most talked about debit card around. In fact, they were able to acquire a big group of users by providing tonnes of perks some of which include a saving of up to RM32 when they book their flight via AirAsia […]
How Can Budget 2021 Benefit Malaysian?
Hello Grasshoppa, 2020 has been a rough year for many of us especially with the Trade Wars, change of government &tje global pandemic that is hitting the world. Month by month passes by & now we are approaching the end of 2020. Last year we heard the previous Pakatan Harapan government presenting us with quite […]
My Decision To Buy A New Car After Driving My Car For More Than A Decade
Hello Grasshoppa, After 12 years of driving my old Naza Suria, I have finally decided to buy a new car. To be honest, it was not part of my plan to buy a new car but I was actually on a standby mode since my car is an old car. Years of driving with multiple […]