How Have My Spending Change Since The Pandemic Started

Hello Grasshoppa, Since the pandemic started & we had to go through multiple MCO, what are the biggest change in your spending? The most obvious that we observed is on our online shopping. Personally, I am not the biggest online shopping guy but while getting my new house fully ready, I am spending my money […]

My Honest Opinion On Touch’nGo e-Wallet GO+

Hello Grasshoppa, Recently, Touch’nGo collaborated with Principal Malaysia to launch GO+, an e-wallet solution to disrupt the e-wallet market. The good news is, you get to grow your e-wallet credit while spending it. It is a low-risk investment that allows users to earn daily investment return with your e-wallet balance.  To start, you have to […]

My 2021 Preferred E-Wallet

Hello Grasshoppa, In 2019, I have written a post on Which Is The Best E-Wallet in Malaysia based on my opinion. In my list, I added Fave as my number 1 option followed by GrabPay & Boost. Since the pandemic situation & other factors, I noticed that my e-wallet usage trend has also changed. I used […]

What Have I Learnt So Far From My FIRE Journey

Hello Grasshoppa, I don’t remember the exact date or year when I decided to start my FIRE journey but I do remember my Eureka moment and it was when I read The 4-Hour Work Week by Tim Ferris. The book explains a lot about how we can work with minimum working hours yet we are […]

8 Quick Ways To Save Money From Your Expenses

Hello Grasshoppa, Are you looking for quick ways to save money from your expenses? I have decided to explore more on this after watching Catherine from My Personal Finances YouTube Channel where she shared her experience in dealing with her clients. You can watch the full episode or you can just skip directly to 12.50. […]

Improving My Personal Finance Skill Over Time

Hello Grasshoppa, Our personal finance journey starts from the moment you receive your first allowance from your parents or family. We learn to manage our money differently & our parents play an important role in educating us to manage our finances. No doubt, some of us are taught well by our parents, however, some may […]

What Makes You Rich & What Makes You Poor?

Hello Grasshoppa, Many people have a different way of defining wealth in life. Most of them link it to having a lot of money & but some may define it by having a Financial Independence Retire Early (FIRE) life. Some of them even link it to being rich with knowledge & skills. No matter how […]

Upgrading My Insurance & Medical Plan for Income Tax Relief

Hello Grasshoppa, Each year, I will be doing a review on my personal finance & investments to check if it is healthy & in line with my retirement journey. Aside from that, I will be doing a yearly review to check on what can I do to maximise my income tax relief. Tax relief is […]

2021 Personal Finance & Investment View From My BJJ Friends

Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]