Should You Consider Withdrawing Your EPF Savings For 2022?

Hello Grasshoppa, EPF has recently announced a Special Withdrawal facility effective 1st April 2022. As of my writing, there are not many details announced yet on the procedure but members below age 55 can withdraw as low as RM50 & up to a maximum of RM10,000. Members are required to utilize their EPF Account 2 […]

Is Your EPF Enough For Retirement?

Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]

With The Ongoing Pandemic, How Are You Adapting To Change?

Hello Grasshoppa, With the current situation, time is actually our best friend. For those who work from home, we spend lesser time on the road which helps us save between 1-2 hours a day. For those who are unable to work due to the MCO, how well are you utilising your time? Since the beginning […]

2021 Personal Finance & Investment View From My BJJ Friends

Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]

My BFM Interview Experience

Hello Grasshoppa, Recently I participated in Ringgit & Sense Podcast interview alongside Kevin Neoh (Licensed Financial Planner) from VKA Wealth & Roshan Kanesan, the host of BFM Ringgit & Sense. Being part of Ringgit & Sense definitely feels like a dream to me as I’ve been listening to their podcast over the years. One thing […]

How Can Budget 2021 Benefit Malaysian?

Hello Grasshoppa, 2020 has been a rough year for many of us especially with the Trade Wars, change of government &tje global pandemic that is hitting the world. Month by month passes by & now we are approaching the end of 2020. Last year we heard the previous Pakatan Harapan government presenting us with quite […]

The New Normal In Financial Planning (Guest Post)

Learning to think about “The new normal” in financial planning of post Covid-19 The COVID-19 War Is A Process Not An Event How bad is the impact of coronavirus to the world now? Lockdown has been the effective measurement taken so far, how long should it be, 8 weeks or more? Once you start pulling […]