Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]
Hello Grasshoppa, For some people, with the increase in income each year, they are using this as an excuse to increase their expenses to “enjoy” their lives better. The fact is, with the increase in income, we have a choice to actually live a better life by having more flexibility in our spending but if […]
Hello Grasshoppa, BBM is celebrating its 5th year anniversary in February 2023, which also marks a significant journey of me sharing my personal finance experience, investment, business & my retirement plan with all of you. This journey has been a learning curve for me & this blog is a way for me to encapsulate what […]
Hello Grasshoppa, In 2019, I stumbled upon the AirAsia credit card by Hong Leong Bank which caught my attention. With my love for traveling & since I was already using BigPay to accumulate my AirAsia Points (formerly known as BIG Points), I immediately signed up for the credit card. I remembered that there was a […]
Hello Grasshoppa, On my latest holiday to Thailand, I managed to use my Wise Card to help my traveling in terms of better exchange rates & also cash withdrawals. Over the years, I have been using my BigPay & AirAsia credit card for my traveling & holiday, but with the benefits featured on the Wise website, […]
Hello Grasshoppa, There are lots of EPF features that have been introduced over the years & this is by far one of the best features by EPF for individuals that do not know what to invest in but want to earn higher interest than a fixed deposit. In Malaysia, we have been introduced to many types […]
Hello Grasshoppa, In my early days of writing BBM articles, I touched on How A Cup Of Latte Can Affect Your Overall Finances. To summarise, it is based on your daily spending on a cup of coffee at your favorite coffee place. Coffee addiction can be real & to many, it is something necessary to get […]
Hello Grasshoppa, If you have an account with HelloGold, you should have received an email from them on the closure of their Malaysia & Thailand office which made headlines on many social media pages. There is also some feedback that the app was having some issues & there was lots of panic selling happening within […]
Hello Grasshoppa, We may have people around us that put the extra effort to look rich just to impress themselves or the people around them. There are also people who “reward” themselves with luxury goods with a certain achievement or milestone by putting themselves in debt. Unfortunately, I used to be one of them. I […]
Hello Grasshoppa, Credit Score is a score on how healthy your financials is based on your payment behavior and a prediction of how likely you are to pay a loan back on time based on information from your credit reports. It is based on your credit or payment history related to credit cards & loans. To […]
