Hello Grasshoppa, For the past few months, we have seen many companies going through a job cut where many people are losing their jobs. To some long-serving employees, it can be a benefit for them as they can leave those jobs with a big fat compensation if they are getting paid fairly. That money can […]
What Is Fractional Investing & How To Invest In It?
Hello Grasshoppa, Fractional Investing is not something new, especially in the USA where it has been practiced for a long period of time. If you are an investor & you plan to buy Berkshire Hathaway Class A stocks, it costs you USD491,000 (as of my writing) to buy 1 unit. With Fractional Investing, you can […]
5 Steps To Take If You’ve Been Scammed In Malaysia
Hello Grasshoppa, Some of us may have been scam victims at some point in our lives. Scams can come in different forms & these scammers will usually find ways to scam as much money as possible from all their possible victims. Some of us may be aware that is a scam however some of us […]
Which Trading Platform Has The Cheapest Brokerage Fee?
Hello Grasshoppa, I have been using Rakuten Trade since its launch in May 2017 & it is definitely the best trading platform for local stocks. They are the first completely online equities broker & have disrupted the market by offering the most competitive brokerage fee. Over the years, they have added more services to their […]
My View On P2P Financing After 5 Years Of Investing
Hello Grasshoppa, It has been more than 5 years since I started to invest in P2P financing. When I started to publish my first post on P2P financing, it was quite new in Malaysia. During that time not many Malaysians understood much about P2P & it required lots of marketing & publicity to educate the crowd […]
Ways To Keep Your Family Financially Protected After Your Death
Hello Grasshoppa, There will be a point in our lives when we will have thoughts of how can we plan for our family or loved ones just in case something happens to us. Occasionally, my mind wonders what will happen to my assets in my absence. When I was 19, I remembered this struggle my […]
This Is Your TWO Biggest Expenses & How To Save From It?
Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]
Downsizing My Overall Expenses To Save More Money
Hello Grasshoppa, For some people, with the increase in income each year, they are using this as an excuse to increase their expenses to “enjoy” their lives better. The fact is, with the increase in income, we have a choice to actually live a better life by having more flexibility in our spending but if […]
How Is My 5 Years Journey As A Personal Finance & Investment Blogger?
Hello Grasshoppa, BBM is celebrating its 5th year anniversary in February 2023, which also marks a significant journey of me sharing my personal finance experience, investment, business & my retirement plan with all of you. This journey has been a learning curve for me & this blog is a way for me to encapsulate what […]
Should You Apply For AirAsia Credit Card?
Hello Grasshoppa, In 2019, I stumbled upon the AirAsia credit card by Hong Leong Bank which caught my attention. With my love for traveling & since I was already using BigPay to accumulate my AirAsia Points (formerly known as BIG Points), I immediately signed up for the credit card. I remembered that there was a […]