Benefits of SSPN Plus by PTPTN

Hello Grasshoppa, Recently, my cousin introduced us to an insurance package she bought for my uncle for his old age as he has no savings or insurance in his 60s. Despite him being in his 60s, he is still working a day job with no retirement plans as retirement means he will not be having […]

Ways To Keep Your Family Financially Protected After Your Death

Hello Grasshoppa, There will be a point in our lives when we will have thoughts of how can we plan for our family or loved ones just in case something happens to us. Occasionally, my mind wonders what will happen to my assets in my absence. When I was 19, I remembered this struggle my […]

This Is Your TWO Biggest Expenses & How To Save From It?

Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]

11 Financial Rules You Need In Your Life

Hello Grasshoppa, I have been blogging for more than 4 years as part of capturing & sharing my retirement & financial independence process with you. I have written over 250 posts in these 4 years but never about my personal finance rules. Although it is part of my daily life & activities, these rules have […]

Everything You Need To Know On EPF’s i-Lindung

Hello Grasshoppa, Recently, EPF has announced that members are allowed to purchase insurance via their platform by using members EPF Account 2. This is actually good news to many Malaysians, especially for those who do not have any insurance protection. Personally, I did not realize the importance of insurance until when I was 27 years […]

Upgrading My Insurance & Medical Plan for Income Tax Relief

Hello Grasshoppa, Each year, I will be doing a review on my personal finance & investments to check if it is healthy & in line with my retirement journey. Aside from that, I will be doing a yearly review to check on what can I do to maximise my income tax relief. Tax relief is […]

The New Normal In Financial Planning (Guest Post)

Learning to think about “The new normal” in financial planning of post Covid-19 The COVID-19 War Is A Process Not An Event How bad is the impact of coronavirus to the world now? Lockdown has been the effective measurement taken so far, how long should it be, 8 weeks or more? Once you start pulling […]

Lifeline In Financial Planning (Guest Post)

FINANCIAL PLANNING IN 4 STAGES OF LIFELINE. “When you are doing the right thing, you are getting closer to your goal; when you are listening to the right input, you are getting clearer about your vision.” Financial needs continually change throughout an individual’s lifetime. Many people follow similar financial pattern during their life. However, everyone […]

How Much Have Investment Changed Over The Years In Malaysia

Hello Grasshoppa, Watching The Wolf of Wall Street reminds of those days where people used to trade by using phone calls & watching TV screen to monitor stock prices. This was one of the few things I remembered when I was young watching other adult looking at their TV screen to monitor on stock prices […]