How Much You Need For Your Retirement

Hello Grasshoppa, It is often a question when you ask someone that is embarking on a FIRE Journey how much they need to retire. They will usually give you a total amount but if you asked in detail why they need that much, they will give you a calculation based on their projected annual income […]

Are Stock Tips Reliable & Should You Invest Based On The Tips?

Hello Grasshoppa, Throughout your investment journey, have you ever gotten tips on which stocks to look out for? Personally, I have experienced this many times and have received tips from both professionals and amateur investors. I for one, am not a fan of investing based on hearsay and only invest based on my own stock […]

Starting Your Own Business vs Stocks Investment. Which Is Better?

Hello Grasshoppa, Did you know that investing in stocks is considered as part of owning a business as technically it means that you are part-owner of the company? The number of stocks you have purchased will determine the percentage of ownership you have in that company. The more stocks you have, the higher your percentage […]

10 Ways To Save Money With Almost No Effort

Hello Grasshoppa, Saving money can be difficult sometimes but there are ways you can save with minimal or no effort at all. In our daily lives, we should look for ways to capitalise & save even a small amount of money. It is just like our parents or grandparents walking into the morning market to […]

Types Of Income That Will Help Your FIRE Journey

Hello Grasshoppa, I am currently on my FIRE journey, and I have 6 years left before I officially retire to travel the world. It is a goal that I set for myself before I started writing my blog years ago. Writing BBM not only helped me to record my journey & share it with all […]

BBM Jar Investment Challenge

Hello Grasshoppa, We are approaching the second half of the year & I am sure everyone is still as motivated to stay on course in your financial journey. Sometime last year, this was the time where things started to loosen after 3 months of tough MCO. The good news is, most of us are getting […]

What Financial Advice I Would Tell My 19-Year-Old Self

Hello Grasshoppa, I dropped out of college at age of 19 in hopes that I would make a better living by working rather than earning my Diploma. I started working as a direct selling agent doing sales for an illegal Forex company (not knowing it was illegal at that time) where I had no basic […]

How I Became A Self Taught Investor

Hello Grasshoppa, Do you prefer to have professionals manage your investment, or do you prefer to manage your own investment? I used to think that investment is tough to understand & it is a common misconception among many people. Sometimes when I asked my friends to invest, their answer is always that they don’t know […]

My 2021 Preferred E-Wallet

Hello Grasshoppa, In 2019, I have written a post on Which Is The Best E-Wallet in Malaysia based on my opinion. In my list, I added Fave as my number 1 option followed by GrabPay & Boost. Since the pandemic situation & other factors, I noticed that my e-wallet usage trend has also changed. I used […]