Hello Grasshoppa, As some of you may have known, Warren Buffett is one of the Richest Man in the World & one of the Most Successful Investors of all Time. He is also known among many as the “Oracle of Omaha”. Currently, he is the Chairman, CEO & the Largest Shareholder of a Conglomerate called […]
Hello Grasshoppa We may have some Mutual Fund Agent friend that approach us to ask us to invest our EPF Savings to Mutual Fund. Their most common approach is to highlight that EPF Dividend is too little. Invest in Mutual Fund may generate higher return. Before we compare EPF Dividend vs Mutual Fund Return, lets […]
Hello Grasshoppa The subject might sound abit deceiving especially we hear our friend tell us all the time that we can be our own business owner by joining their direct selling company or by investing in “Money Game”. Rest assure Grasshoppa. This is not a direct selling or “Money Game” investment. If I tell you […]
Hello Grasshoppa As the housing cost are rising beyond affordable level, most of you are having second thoughts on purchasing your new home. Be it your first home or second home, current house prices can be really pricey especially for those that resides in city area. Imagine if you want to purchase a second hand […]
Hello Grasshoppa, As we all know, Pakatan Harapan government is working hard to fulfill their 10 Promises in 100 Days. One of it is to delay PTPTN repayment for Malaysians earning less than RM4000. According to Education Minister Dr Maszlee Malik, they will lift travel ban for PTPTN blacklisted borrowers too. This is a Celebration to […]
Hello Grasshoppa, It seems that we are all on The Avengers Fever recently. Mentioning about the movie, I honestly think that it is the Best Movie of All Time. As we all know, each Marvel Character have different characteristics & if we made similar comparison among investors, you will notice that they have different character […]
Hello Grasshoppa When we talked about EPF, it will always be linked to our Retirement Savings. Do you know how EPF generate income to pay us dividend? Or do you know we can utilize our EPF savings for various purpose? Employees Provident Fund or EPF was founded in 1991. It requires Employers & Employees to […]
Private Retirement Scheme (PRS) was introduced in 2012. Its a voluntary long-term savings & investment scheme that designed to help to you save extra for your retirement. The administration behind PRS is Private Pension Administrator (PPA). Why is PRS important to you? It helps you to save more to prepare you for your retirement. You […]
In my post What Can You Invest With RM1000, I made a brief introduction on Mutual Fund. So what is Mutual Fund? Its a Professional Managed Fund that collects pool of money & invest in stocks, bonds & other securities. Below are the Types of Mutual Fund that you can Invest in Malaysia : Equity […]
Hello Grasshoppa, Im not sure if any of you heard of the “Latte Factor”. If you read The Automatic Millionaire book by David Bach before, Im sure you are familiar with this concept. So what is the “Latte Factor”? Its a simple concept where small amount of money are spent on little purchases such as […]
