Hello Grasshoppa When we talked about EPF, it will always be linked to our Retirement Savings. Do you know how EPF generate income to pay us dividend? Or do you know we can utilize our EPF savings for various purpose? Employees Provident Fund or EPF was founded in 1991. It requires Employers & Employees to […]
Private Retirement Scheme (PRS) was introduced in 2012. Its a voluntary long-term savings & investment scheme that designed to help to you save extra for your retirement. The administration behind PRS is Private Pension Administrator (PPA). Why is PRS important to you? It helps you to save more to prepare you for your retirement. You […]
In my post What Can You Invest With RM1000, I made a brief introduction on Mutual Fund. So what is Mutual Fund? Its a Professional Managed Fund that collects pool of money & invest in stocks, bonds & other securities. Below are the Types of Mutual Fund that you can Invest in Malaysia : Equity […]
Hello Grasshoppa, Im not sure if any of you heard of the “Latte Factor”. If you read The Automatic Millionaire book by David Bach before, Im sure you are familiar with this concept. So what is the “Latte Factor”? Its a simple concept where small amount of money are spent on little purchases such as […]
Hello Grasshoppa, Is Cyryptocurrency a Bubble? Did Bitcoin takes a rocket ship up then jumps off with no parachute? Whenever we are on our favorite Social Media, we will see a “Sponsored Ad” that talks about Bitcoin. Or we will have our long lost friend that never “JIO” you for anything but suddenly he wants […]
