Hello Grasshoppa, As a young blogger, I remember writing my second post titled “Is This The End of Bitcoin & Other Cryptocurrency?” My view of cryptocurrency was strictly negative until I reached a point where I needed to make an online purchase that only accepted cryptocurrency. That was when I started to explore investing in cryptocurrency. […]
What I Think Of “I Will Teach You To Be Rich” Book by Ramit Sethi
Hello Grasshoppa, During my recent trip to Japan, I seized the opportunity to complete one of the books on my Kindle app list, titled “I Will Teach You To Be Rich” by Ramit Sethi. It was a 7-hour flight, providing me with some valuable “me time” for reading and watching Brazilian Jiu-Jitsu (BJJ) videos while […]
Quantifying Your Financial Goals Using The SMART Financial Goals
Hello Grasshoppa, Most of us have a financial plan that we use as a guideline for our financial goals. Some can be as detailed as quantifying the actual numbers & some can just be as simple as wanting to live comfortably. Both can be good or bad depending on how one looks at his/her financial […]
Is Touch’nGo A Good Platform To Invest?
Hello Grasshoppa, The Touch ‘n Go e-wallet has transformed the lives of many in various ways. It has shifted from my least favorite e-wallet to my favorite & most used e-wallet. My spending through the Touch ‘n Go e-wallet has increased from under RM300 a month to over RM1,000 a month. With the GO+ feature, […]
How To Live A Rich Life With Your Current Income
Hello Grasshoppa, There are many ways for us to define how rich we or other individuals are. The most significant way of defining rich people is by how they dress or what car they drive. Maybe some of them are truly rich, but some actually put themselves in debt just to impress others who don’t […]
How To Take Advantage Of The Depreciation Of Malaysia Ringgit
Hello Grasshoppa, With the depreciation of the Malaysia Ringgit, there will be excellent & harmful impacts on Malaysians. The cost of imported goods will increase as a result of weaker Ringgit & if you are buying imported goods, you will be paying more than what you used to pay in the past. Exporters that are […]
What I Wish I Knew About Money Growing Up
Hello Grasshoppa, Recently, I have asked myself, what should I know about money as I was growing up? I did not learn anything about money management until I started my reading habits after I was desperate to find ways to escape from my financial debts. Growing up, my mum only mentioned to me that, I […]
How I Plan My Spending Around Touch’nGo E-Wallet
Hello Grasshoppa, Many years ago when I was writing about e-wallets, I endorsed multiple e-wallets of my choice such as Boost & GrabPay. When Boost started to launch & when they had their “shake” cashback, I was one of the biggest fans until they changed their rewards system which also led to the loss of […]
What Is Fractional Investing & How To Invest In It?
Hello Grasshoppa, Fractional Investing is not something new, especially in the USA where it has been practiced for a long period of time. If you are an investor & you plan to buy Berkshire Hathaway Class A stocks, it costs you USD491,000 (as of my writing) to buy 1 unit. With Fractional Investing, you can […]
Nothing Says I Love You More Than EPF i-Sayang
Hello Grasshoppa, Want to find an indirect way to pay your spouse their monthly allowance while ensuring that they have extra savings? Introducing EPF i-Sayang which is an initiative introduced by the government to allow the contributor (husband) to transfer 2% of their employee share contribution received from the employer to the receiver (wife) EPF […]