Hello Grasshoppa, In 2022, Bank Negara Malaysia (BNM) unleashed five digital bank licenses like hungry tigers into the financial jungle. One of those tigers, GXBank, just roared to life last September, and let me tell you, it’s gonna change the game. I have recently seen the news on the launch & after seeing it multiple […]
Hello Grasshoppa, In the ever-evolving landscape of financial markets, successful investors are those who strategically navigate the complexities of investment options. Building a diversified portfolio is a key principle for achieving long-term financial goals while mitigating risk. In this article, we will explore the importance of diversification and provide practical insights on how to construct […]
Hello Grasshoppa, One of my life goals is to travel the world and explore new countries. In 2023, I managed to visit two new countries, a departure from my usual travel routine of returning to Thailand annually for my comfort zone trip. Despite revisiting Thailand in 2023, I made a personal commitment to explore countries […]
Hello Grasshoppa, 2023 has passed, and now we find ourselves at the beginning of 2024, where many of us are setting our New Year resolutions. It’s always good to have resolutions, but sticking to them is more important to ensure we can achieve what we’ve planned. There’s something I often share with my loved ones […]
Hello Grasshoppa, Over my years of investing, I have learned a lot of valuable lessons that have helped me in my investing journey. These lessons have not only made me a better investor but also helped me avoid mistakes I used to make when I started investing. People often think you need to be an […]
Hello Grasshoppa, I often hear people talking about how hard it is to take control of their finances as they don’t know where to begin. Handling their finances can be too complicated which leads to multiple rash decisions made by them which can be right or wrong. For some, they drown themselves in debt & […]
Hello Grasshoppa, Recently, the Malaysian government has stated that Malaysians need to have at least RM240,000 in savings when they reach 55 years old. This will allow them to have RM1,000 for the next 20 years until age 75 based on the average Malaysian lifespan. Based on that article, Finance Minister Anwar Ibrahim has also stated […]
Hello Grasshoppa, When you invest in stocks, your aim is to profit from your investment in the long run, whether by earning dividend income or selling your stocks as they appreciate in value. This is the difference between value and growth stocks, where one focuses on returning profits to investors, while the other prioritizes reinvesting […]
Hello, Grasshoppa, Have you ever contemplated what you hope to achieve at a certain age? Recently, when I discovered James Clear’s book, “Atomic Habits,” they were discussing how to establish good habits through a system of compound growth. In essence, when you have a goal, the only way to attain it is by cultivating habits […]
Hello Grasshoppa, As a young blogger, I remember writing my second post titled “Is This The End of Bitcoin & Other Cryptocurrency?” My view of cryptocurrency was strictly negative until I reached a point where I needed to make an online purchase that only accepted cryptocurrency. That was when I started to explore investing in cryptocurrency. […]
