Hello Grasshoppa, The Touch ‘n Go e-wallet has transformed the lives of many in various ways. It has shifted from my least favorite e-wallet to my favorite & most used e-wallet. My spending through the Touch ‘n Go e-wallet has increased from under RM300 a month to over RM1,000 a month. With the GO+ feature, […]
How To Live A Rich Life With Your Current Income
Hello Grasshoppa, There are many ways for us to define how rich we or other individuals are. The most significant way of defining rich people is by how they dress or what car they drive. Maybe some of them are truly rich, but some actually put themselves in debt just to impress others who don’t […]
How To Take Advantage Of The Depreciation Of Malaysia Ringgit
Hello Grasshoppa, With the depreciation of the Malaysia Ringgit, there will be excellent & harmful impacts on Malaysians. The cost of imported goods will increase as a result of weaker Ringgit & if you are buying imported goods, you will be paying more than what you used to pay in the past. Exporters that are […]
What I Wish I Knew About Money Growing Up
Hello Grasshoppa, Recently, I have asked myself, what should I know about money as I was growing up? I did not learn anything about money management until I started my reading habits after I was desperate to find ways to escape from my financial debts. Growing up, my mum only mentioned to me that, I […]
How I Plan My Spending Around Touch’nGo E-Wallet
Hello Grasshoppa, Many years ago when I was writing about e-wallets, I endorsed multiple e-wallets of my choice such as Boost & GrabPay. When Boost started to launch & when they had their “shake” cashback, I was one of the biggest fans until they changed their rewards system which also led to the loss of […]
What Is Fractional Investing & How To Invest In It?
Hello Grasshoppa, Fractional Investing is not something new, especially in the USA where it has been practiced for a long period of time. If you are an investor & you plan to buy Berkshire Hathaway Class A stocks, it costs you USD491,000 (as of my writing) to buy 1 unit. With Fractional Investing, you can […]
Nothing Says I Love You More Than EPF i-Sayang
Hello Grasshoppa, Want to find an indirect way to pay your spouse their monthly allowance while ensuring that they have extra savings? Introducing EPF i-Sayang which is an initiative introduced by the government to allow the contributor (husband) to transfer 2% of their employee share contribution received from the employer to the receiver (wife) EPF […]
Which Trading Platform Has The Cheapest Brokerage Fee?
Hello Grasshoppa, I have been using Rakuten Trade since its launch in May 2017 & it is definitely the best trading platform for local stocks. They are the first completely online equities broker & have disrupted the market by offering the most competitive brokerage fee. Over the years, they have added more services to their […]
My View On P2P Financing After 5 Years Of Investing
Hello Grasshoppa, It has been more than 5 years since I started to invest in P2P financing. When I started to publish my first post on P2P financing, it was quite new in Malaysia. During that time not many Malaysians understood much about P2P & it required lots of marketing & publicity to educate the crowd […]
Ways To Keep Your Family Financially Protected After Your Death
Hello Grasshoppa, There will be a point in our lives when we will have thoughts of how can we plan for our family or loved ones just in case something happens to us. Occasionally, my mind wonders what will happen to my assets in my absence. When I was 19, I remembered this struggle my […]