Hello Grasshoppa, In my last week’s post, I shared my 2022 wrap-up. In this week’s post, I will be sharing mainly my 2023 goals & what are my significant plans moving forward. Setting a goal & executing it is not the easiest task especially when life is unpredictable. No one actually knows what will happen […]
Hello Grasshoppa, Recently, Bank Negara announced the increment of the Overnight Policy Rate (OPR) by 25 basis points to 2.25%. This was an additional increment on top of their announcement in May 2022 from 2.00%. Since July 2020, our OPR was at 1.75% before it increased in the period of 2 months to 2.25%. The overall OPR […]
Hello Grasshoppa, It’s been a while since I last traveled for a vacation, especially with Covid-19. As of my writing, I am sipping my drink while enjoying such a nice view. For this trip, I am spending less than RM200 just by redeeming a trip using my AirAsia Points for both my flight & accommodation. […]
Hello Grasshoppa, Do you ever dread paying your monthly credit card bills or other loans? I personally feel so even though I don’t have much debt aside from my house & car loan. I bought my second car in 2020 when my first car was in a condition where it was giving me multiple issues. When I […]
Hello Grasshoppa, Over the years, I have had a love-hate relationship with credit cards where my spending habits had led me to maximise my credit card limit. Even after I cleared my debts, I remembered that I tried to apply for a credit card which got rejected. That situation then led me to live a life […]
Hello Grasshoppa, After 12 years of driving my old Naza Suria, I have finally decided to buy a new car. To be honest, it was not part of my plan to buy a new car but I was actually on a standby mode since my car is an old car. Years of driving with multiple […]
Hello Grasshoppa, With the current pandemic situation, I have cancelled 2 of my overseas holidays & currently I’m on my Cuti-Cuti Malaysia trip with my family in Cameron Highland. It’s been 10 years or more since I last visited here & currently I am writing my blog while overseeing the beautiful golf course. Despite the […]
Hello Grasshoppa, In this week’s interview, I am privileged to have an old friend of mine that I’ve known since my gym started. Fast forward a few years later, he is also a gym owner & an active competitor like me. We even travelled to Bangkok last year for a competition. With the recent branding […]
Hello Grasshoppa, In my recent post, I have shared How Can EPF Reduce Your Home Loan Principal or Monthly Installment Part 1. In today’s post, I will be sharing more updates of my personal experience on the process & how soon I actually got my EPF withdrawals. Just a quick recap, I went to the […]
Learning to think about “The new normal” in financial planning of post Covid-19 The COVID-19 War Is A Process Not An Event How bad is the impact of coronavirus to the world now? Lockdown has been the effective measurement taken so far, how long should it be, 8 weeks or more? Once you start pulling […]
