Hello Grasshoppa, With the number of cases increasing daily & political instability, rumours are going around on the plan to have the State Of Emergency. Imagine if there is an implementation of the State of Emergency, how are we better prepared with this situation with the lesson that we learned from the recent lockdown? The […]
Hello Grasshoppa, In today’s society, we tend to consider people that drive luxury cars or having expensive watches rich, but are they really as rich as they portray themselves to be? I remembered many years back when my friend bought himself a new Honda Civic but as I know, his salary was around RM3,500. Estimated […]
Hello Grasshoppa, There’s always a debate on whether or not you should save more or earn more? When I was young & started to work, my mindset was to always earn as much as possible until I am able to buy anything I want including the best cars, biggest house & all branded stuff. That […]
FINANCIAL PLANNING IN 4 STAGES OF LIFELINE. “When you are doing the right thing, you are getting closer to your goal; when you are listening to the right input, you are getting clearer about your vision.” Financial needs continually change throughout an individual’s lifetime. Many people follow similar financial pattern during their life. However, everyone […]
Hello Grasshoppa, It is really sad to see the impacts of Covid-19 & the number of cases raised in our country. While we are all stressing with this issue worrying if we are infected or if we are infecting anyone, life still has to go on. Life is so fragile that I realized that it […]
Hello Grasshoppa, Fast forward 2020, BBM has achieved our 2nd year anniversary. To be honest, the journey has not been easy especially when it comes to coming up with content ideas & to ensure consistency in writing my blog when I’m on holiday, business travel & even when I’m sick. There are times where I […]
Hello Grasshoppa, In this small community of personal financial bloggers, most probably we will know each other or eventually know each other. Recently I’ve been connected to another Penang-Kia named Stev Yong who is the founder of My Personal Finances or MyPF. If you have ever been to their website, you are able access many […]
Hello Grasshoppa, During my recent Black Belt Money & Habits Podcast recording session, a guest of mine have discussed on an interesting topic about net worth. This is something I do keep track on my own net worth all the time. We know that the standard calculation to calculate your net worth is to take […]
Hello Grasshoppa, Why Do You Need Financial Planning? Coming out of huge debt many years back & still have budget issues every now & then, I personally think that financial planning is important no matter how much money you have. Common advice that we always hear from many people is as below : 1. Buy […]
Hello Grasshoppa, While writing this post, I am currently in Koh Lipe for the 3rd time. Many years ago, I remembered coming here with a low budget on accommodation & food. I ended up staying in just an average room with limited daily budget for my daily meal. Best part of that trip was, the […]
