Hello Grasshoppa, We are currently in a situation where the prices of goods are getting more expensive & we are paying a higher price for everything generally. It is a sad situation where the price of goods is rising but our salary still remains the same. The rise in prices is partly due to war, […]
How To Save Money By Spending Money
Hello Grasshoppa, Optimizing my expenses or looking for ways to save money is always a practice that I do constantly. If you often analyze your expenses, you will find ways to save money. Sometimes, some of the ways of saving money come from just minimizing expenses but some may also come from spending extra & […]
How Did I Save Using “Buy Now, Pay Later”?
Hello Grasshoppa, It’s been a while since I last traveled for a vacation, especially with Covid-19. As of my writing, I am sipping my drink while enjoying such a nice view. For this trip, I am spending less than RM200 just by redeeming a trip using my AirAsia Points for both my flight & accommodation. […]
How To Fund Your Passion
Hello Grasshoppa, In my previous previous few posts, I have touched on Turning Your Passion Into Income & also Why Should You Invest In Your Passion. In both posts, what was lacking was the actual process on “How To Fund Your Passion?”. Over the years, the investment of my passion was particularly in Brazilian Jiu-Jitsu where I have […]
My 4th Year As A Personal Finance Blogger. How Is My Journey So Far?
Hello Grasshoppa, When I started BBM Blog, my main reasons were to share my personal finance journey towards my retirement & also as a guide to my readers out there. Over the years, I grew my blog from a small blog with a few readers to one of the top bloggers in Malaysia. Aside from […]
Websites & Apps That Can Help You Save Money
Hello Grasshoppa, Since the pandemic started, many of us have transitioned to online shopping for convenience. During this period, some of us tend to spend more especially when there is so much attractive stuff out there. Most probably you will see stuff that you never need or use anymore lying down somewhere in your house […]
Can Malaysian Survive Based On Minimum Wage?
Hello Grasshoppa, Recently, PM Ismail Sabri has announced that the RM1,500 minimum wage will be effective on 1st May 2022. With the hit of the recent pandemic, we’ve seen an increase in transportation cost, raw material cost, food & other costs. Those shortages of supply vs demand have caused the price to hike up. The […]
What You Should Know Before Filing Your 2021 Income Tax
Hello Grasshoppa, It is that time of the year again to file our income tax for most eligible Malaysians. Personally, I prefer to file it as early as possible just to get it done & also to ensure that I am able to receive a refund for my overpaid taxes. To be honest, this year’s […]
Principles Of Purchasing That Will Save You Money
Hello Grasshoppa, Have you ever wanted to buy something so badly without having to wait for a potential sale or promotion? I know I have, but as many of us know, we shouldn’t buy based on a compulsive decision but rather we should give it a day or two before we make our purchase. Most […]
Is The 4% Rule Still Applicable For Your Retirement Planning?
Hello Grasshoppa, The ideal amount that I need to retire is to have RM4 million by the age of 40 with no debts. Once I have retired, I will be traveling the world & I aim to travel to at least 200 countries before I die. It is just 5 years from now before my […]