Hello Grasshoppa, I have a secret to share with you today on a powerful wealth-building strategy that’s often overlooked or underestimated: Dollar Cost Averaging (DCA). Whether you’re a seasoned investor or just starting on your journey to financial freedom, understanding and implementing DCA can make a significant difference in your long-term financial success. Many years ago […]
Start Investing In 2023 In 3 Easy Steps
Hello Grasshoppa, We are in a new year & I guess some of you have decided to finally take your first step to invest. The only problem is, you think that it is too complicated & you don’t know how to invest, correct? If yes, then this post is definitely for you to kickstart your […]
How To Stay Motivated When Investing
Hello Grasshoppa, Throughout my years of investing, there are times when investing can be boring especially when it becomes a routine. Don’t get me wrong. The whole point of investing is about making it a routine & automating it so that you are able to invest consistently based on your investment goals. It can also […]
Private Retirement Scheme (PRS) vs i-Saraan. Which Is Better?
Hello Grasshoppa, A few weeks ago when I wrote about i-Saraan, I wanted to compare both Private Retirement Scheme (PRS) & EPF i-Saraan for your better understanding. As both are considered voluntary contribution schemes, which is a better choice for you? Below I have listed some of the differences between both PRS & i-Saraan: The overall […]
Investing In Foreign Stocks & ETF With FSMONE
Hello Grasshoppa, In my experience of investing with unit trust, FSMOne (formerly known as Fundsupermart) was the second investment platform that I used to invest in unit trust. Prior to that, I used to invest with Public Mutual. My experience with FSMOne has always been good but during that time, their main focus was purely […]
Is The 4% Rule Still Applicable For Your Retirement Planning?
Hello Grasshoppa, The ideal amount that I need to retire is to have RM4 million by the age of 40 with no debts. Once I have retired, I will be traveling the world & I aim to travel to at least 200 countries before I die. It is just 5 years from now before my […]
Investment Portfolio Suggestions That You Can Build Within Your Budget
Hello Grasshoppa, There is a common question that many of my readers, family & friends have asked me on the suggested investment portfolio that I will recommend for them. My recommendation is always based on the investment that I personally invest in or believe in. Over the years, one of my highly recommended investment platforms […]
Last Minute Ways To Maximize Your 2020 Income Tax Relief
What Can You Invest With RM100 or Lesser
Hello Grasshoppa, One of the earliest posts when I started to write my blog is What Can You Invest With RM1000. That was in February 2018. It is crazy to know that BBM Blog have been active for the past 2 years & BBM is rated as one of the best personal finance websites in […]
How To Start Your Investment Journey Without A Financial Planner
Hello Grasshoppa, In my many encounters with friends & family, it is common to hear them expressing their interest to invest but they don’t know how to & where to begin. It is easier said than done especially when they are making money-related decisions. Many people opt for easier options where they just want to […]