Hello Grasshoppa, Have you ever thought about how much you have invested in yourself over the years? This thought actually came to me, especially since I had a realization of wanting to invest in my own self-development more after investing most of my money into investment & my other business. Prior to starting my blog, […]
My 4th Year As A Personal Finance Blogger. How Is My Journey So Far?
Hello Grasshoppa, When I started BBM Blog, my main reasons were to share my personal finance journey towards my retirement & also as a guide to my readers out there. Over the years, I grew my blog from a small blog with a few readers to one of the top bloggers in Malaysia. Aside from […]
My Experience Being Part Of HSBC Wealth Webinar Panelist
Hello Grasshoppa, Recently, I was one of the panelists alongside Suraya (Ringgit Oh Ringgit) & Ken (HSBC) moderated by Roshan Kanesan (RinggitPlus). Being part of the HSBC webinar has definitely been a momentous experience since I started my blog. With the attendance of over 400 people, I am glad to hear lots of positive feedback […]
Should You Consider Withdrawing Your EPF Savings For 2022?
Hello Grasshoppa, EPF has recently announced a Special Withdrawal facility effective 1st April 2022. As of my writing, there are not many details announced yet on the procedure but members below age 55 can withdraw as low as RM50 & up to a maximum of RM10,000. Members are required to utilize their EPF Account 2 […]
Is The 4% Rule Still Applicable For Your Retirement Planning?
Hello Grasshoppa, The ideal amount that I need to retire is to have RM4 million by the age of 40 with no debts. Once I have retired, I will be traveling the world & I aim to travel to at least 200 countries before I die. It is just 5 years from now before my […]
Is Your EPF Enough For Retirement?
Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]
Personal Finance Guide For Young Adults
Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]
My First Impression On StashAway Thematic Portfolios
Hello Grasshoppa, My investment with StashAway has always been nothing short of a good experience. When I started investing with them, it was all about moving my investment portfolios from my old Mutual Funds to StashAway. Later on, they have introduced StashAway Simple but I did not invest in it as I personally don’t find […]
My Personal View Of Raiz Investment After 1 Year Of Investing With Them
Hello Grasshoppa, Somewhere in August last year, I have started to invest with Raiz as I like their concept of investing my spare change. My plan was simple, deposit RM50 each month & convert some of my spendings from my existing card or e-wallet such as petrol, food & other expenses to my MBB card as […]
How Can Money Buy You Happiness
Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]