Hello Grasshoppa, Somewhere in August last year, I have started to invest with Raiz as I like their concept of investing my spare change. My plan was simple, deposit RM50 each month & convert some of my spendings from my existing card or e-wallet such as petrol, food & other expenses to my MBB card as […]
How Can Money Buy You Happiness
Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]
How Much You Need For Your Retirement
Hello Grasshoppa, It is often a question when you ask someone that is embarking on a FIRE Journey how much they need to retire. They will usually give you a total amount but if you asked in detail why they need that much, they will give you a calculation based on their projected annual income […]
Types Of Income That Will Help Your FIRE Journey
Hello Grasshoppa, I am currently on my FIRE journey, and I have 6 years left before I officially retire to travel the world. It is a goal that I set for myself before I started writing my blog years ago. Writing BBM not only helped me to record my journey & share it with all […]
Starting My Own YouTube Channel As My New Side Hustle
Hello Grasshoppa, In my previous post on List Of Side Hustle That I Have Tried, I have mentioned starting my YouTube Channel to monetize it in a long run to earn extra income. It is an overdue hustle as this idea was sparked many years back when I realised that there is some changes of […]
List Of Side Hustles That I Have Tried
Hello Grasshoppa, Recently I have engaged in my first Clubhouse session with My Personal Finances where they sharing about How To Grow Your Income. This topic has caught my attention as earning more money is something that interests me. Since I started working, I will always find ways to make more money by doing part-time […]
How I Became A Self Taught Investor
Hello Grasshoppa, Do you prefer to have professionals manage your investment, or do you prefer to manage your own investment? I used to think that investment is tough to understand & it is a common misconception among many people. Sometimes when I asked my friends to invest, their answer is always that they don’t know […]
What Have I Learnt So Far From My FIRE Journey
Hello Grasshoppa, I don’t remember the exact date or year when I decided to start my FIRE journey but I do remember my Eureka moment and it was when I read The 4-Hour Work Week by Tim Ferris. The book explains a lot about how we can work with minimum working hours yet we are […]
Investment Portfolio Suggestions That You Can Build Within Your Budget
Hello Grasshoppa, There is a common question that many of my readers, family & friends have asked me on the suggested investment portfolio that I will recommend for them. My recommendation is always based on the investment that I personally invest in or believe in. Over the years, one of my highly recommended investment platforms […]
Improving My Personal Finance Skill Over Time
Hello Grasshoppa, Our personal finance journey starts from the moment you receive your first allowance from your parents or family. We learn to manage our money differently & our parents play an important role in educating us to manage our finances. No doubt, some of us are taught well by our parents, however, some may […]