Hello Grashoppa, Almost every one of us has this idea of making lots of money from everything we do like in our business or investment. Especially when it comes to business ideas, I heard many of my friends want to explore businesses that can make them big money. The problem is, these grand ideas may […]
Hello Grasshoppa, I am sure many of us have encountered cheapskates or cheapos in our lives which can be an eye-opener for many of us. For some of us, we are looking for ways to optimize & save our money but for others, it can be in extreme ways that they are labeled as cheapskates. […]
Hello Grasshoppa, I have been blogging for more than 4 years as part of capturing & sharing my retirement & financial independence process with you. I have written over 250 posts in these 4 years but never about my personal finance rules. Although it is part of my daily life & activities, these rules have […]
Hello Grasshoppa, I have been eating clean on & off for the past few years, but I can’t be consistent with it due to many factors. As I am aging & getting older, one of my priorities in life is to be fitter & healthier. My passion for combat sports has changed my lifestyle a […]
Hello Grasshoppa, There are multiple sources have mentioned that we are entering a recession soon. Recession periods are usually tough periods for many as we will be seeing the global economic downturn, higher unemployment rate, high inflation rate & bear market. It is truly an uncertain period of time from the trade wars between China-USA, […]
Hello Grasshoppa, Recently, I received an email from Citibank on my unclaimed money even though I have stopped subscribing to any of their services for a while now. This email surprised me, especially since I had already canceled my credit card 3 years ago with them. My first thought was that it was a scam […]
Hello Grasshoppa, It’s been more than 3 years since I invested with HelloGold. Prior to investing with them, I invested in gold via CIMB Gold which I later sold to pay for my car deposit. My investment with them started in July 2019 after I met the team to discuss a possible collaboration. After the meeting, […]
Hello Grasshoppa, A few weeks ago when I wrote about i-Saraan, I wanted to compare both Private Retirement Scheme (PRS) & EPF i-Saraan for your better understanding. As both are considered voluntary contribution schemes, which is a better choice for you? Below I have listed some of the differences between both PRS & i-Saraan: The overall […]
Hello Grasshoppa, Recently I stumbled upon i-Saraan when I was in the KWSP office to run an errand. Even though it was introduced a while ago, the scheme seems less popular, or perhaps it is just something I am unaware of. What Is i-Saraan? It is a voluntary contribution program with a retirement incentive for […]
Hello Grasshoppa, When I recently looked into the breakdown of my monthly expenses, I noticed that one of my highest spendings is on Shopee. For the past 6 months, I have spent between RM500-RM1000 each month on this platform. As a huge believer in spending wisely, I do not usually spend money on shopping unless […]
