Hello Grasshoppa, As we all know, Pakatan Harapan government is working hard to fulfill their 10 Promises in 100 Days. One of it is to delay PTPTN repayment for Malaysians earning less than RM4000. According to Education Minister Dr Maszlee Malik, they will lift travel ban for PTPTN blacklisted borrowers too. This is a Celebration to […]
Hello Grasshoppa Stuck at your work & being unhappy about your work? Being scolded by your ‘BOSS’ for something that you did wrong? Nearly everyday people will complain complain about how bad their leader is. But honestly, is your leader that bad? Here are some of the Best Qualities of a Great Leader at your […]
Hello Grasshoppa, It seems that we are all on The Avengers Fever recently. Mentioning about the movie, I honestly think that it is the Best Movie of All Time. As we all know, each Marvel Character have different characteristics & if we made similar comparison among investors, you will notice that they have different character […]
Hello Grasshoppa When we got our first job or when we got pay raise, we think its time to buy or to upgrade a brand new car. Have you ever thought of the cost to actually own a car & how much we really need to pay just to maintain it? I bet some of […]
Hello Grasshoppa When we talked about EPF, it will always be linked to our Retirement Savings. Do you know how EPF generate income to pay us dividend? Or do you know we can utilize our EPF savings for various purpose? Employees Provident Fund or EPF was founded in 1991. It requires Employers & Employees to […]
Private Retirement Scheme (PRS) was introduced in 2012. Its a voluntary long-term savings & investment scheme that designed to help to you save extra for your retirement. The administration behind PRS is Private Pension Administrator (PPA). Why is PRS important to you? It helps you to save more to prepare you for your retirement. You […]
Hello Grasshoppa Having a little Debt or having too much Debt to pay off? Figuring out a way to pay off your Debt? This might be something normal to us in our daily life. Most of us have all sorts of Debt including cars, credit card & housing loan. Some of us choose to pay […]
In my post What Can You Invest With RM1000, I made a brief introduction on Mutual Fund. So what is Mutual Fund? Its a Professional Managed Fund that collects pool of money & invest in stocks, bonds & other securities. Below are the Types of Mutual Fund that you can Invest in Malaysia : Equity […]
Hello Grasshoppa, Im not sure if any of you heard of the “Latte Factor”. If you read The Automatic Millionaire book by David Bach before, Im sure you are familiar with this concept. So what is the “Latte Factor”? Its a simple concept where small amount of money are spent on little purchases such as […]
INVESTING in YOURSELF is one of the best tools to improve your life. It can be from learning something new or adopting a new lifestyle. What makes it the most powerful investment with the greatest return? It depends on how much effort you put in, you are able to change the quality of your life […]
