Hello Grasshoppa, One of the regular topics that is talked about by our current government is tackling high financial costs for Malaysians. Over my years of traveling & learning about other countries’ income vs cost of living, Malaysia is one of the countries where I find to be most affordable to live in with our […]
Hello Grasshoppa, Despite finding ways to reduce the cost of a subscription or fully cutting it off, we will have some unavoidable ones that we will still need in our daily lives. Over the years, I have tried to cut down as many subscription costs as possible by finding loopholes or solutions to save that […]
Hello Grasshoppa, One of my initiatives to save money many years ago is to buy everything in bulk so I can save money. Years later, aside from saving money, I realized that it has been giving me more benefits. Even today, aside from buying bulk items for my daily care & toiletries, I have also […]
Hello Grasshoppa, In the complex world of personal finance, making the right decisions is crucial for long-term financial security. Unfortunately, certain common pitfalls can undermine even the best-laid financial plans. In this article, we’ll explore some critical financial decisions to avoid, helping you navigate the path to a more secure financial future. 1. Neglecting Emergency […]
Hello Grasshoppa, In 2022, Bank Negara Malaysia (BNM) unleashed five digital bank licenses like hungry tigers into the financial jungle. One of those tigers, GXBank, just roared to life last September, and let me tell you, it’s gonna change the game. I have recently seen the news on the launch & after seeing it multiple […]
Hello Grasshoppa, 2023 has passed, and now we find ourselves at the beginning of 2024, where many of us are setting our New Year resolutions. It’s always good to have resolutions, but sticking to them is more important to ensure we can achieve what we’ve planned. There’s something I often share with my loved ones […]
Hello Grasshoppa, Most of our parents and schools teach us about saving from a young age. How many of us manage to build these habits from childhood into our adult lives? I remember having my savings jar, “tabung,” but it was always empty. In fact, my saving habits improved as I approached my late twenties […]
Hello Grasshoppa, As I examine my recent shopping patterns, I’ve noticed a gradual shift from in-store shopping to online shopping over the years. I can’t recall my last local in-store purchase because, for local shopping, I have completely transitioned to online channels. I only resort to in-store purchases when I’m traveling. When I began to […]
Hello Grasshoppa, We are currently living in a state where the majority of our payments are made through e-wallets, particularly the Touch’nGo (TNG) e-wallet. Even when we dine at hawker stalls, we can easily pay for our meals using TNG. I can’t remember the last time I withdrew cash from my bank account; however, there […]
Hello Grasshoppa, Most of us have a financial plan that we use as a guideline for our financial goals. Some can be as detailed as quantifying the actual numbers & some can just be as simple as wanting to live comfortably. Both can be good or bad depending on how one looks at his/her financial […]
