Hello Grasshoppa, Credit Score is a score on how healthy your financials is based on your payment behavior and a prediction of how likely you are to pay a loan back on time based on information from your credit reports. It is based on your credit or payment history related to credit cards & loans. To […]
Hello Grasshoppa, In my previous post on Is “Buy Now, Pay Later” Good For Malaysians, I shared my view on how I think it is good if we can use it well & how it is terrible if we abuse it. In today’s post, I will share my view on “Save Now, Buy Later” (SNBL). Recently, I […]
Hello Grasshoppa, Is it realistic for us to be a millionaire someday by just relying on our savings? Most of us are conditioned or encouraged by the public or family to start saving when we are young in order for us to retire comfortably in the future. Usually, the tips that we are getting is […]
Hello Grasshoppa, We are in the new year & if your goal is to increase your investment each year, this is a good time to start planning if you have yet to plan it. Each year, I will be going through my investment portfolio rebalancing to determine if my investment strategy is effective & I […]
Hello Grasshoppa, 2022 is coming to an end & it is time for me to share with all of you again what I did well in 2022 & what can I do better moving forward. 2022 is definitely a better year compared to 2020 or 2021 due to the pandemic. For 2022, I find this […]
Hello Grashoppa, Almost every one of us has this idea of making lots of money from everything we do like in our business or investment. Especially when it comes to business ideas, I heard many of my friends want to explore businesses that can make them big money. The problem is, these grand ideas may […]
Hello Grasshoppa, I have been eating clean on & off for the past few years, but I can’t be consistent with it due to many factors. As I am aging & getting older, one of my priorities in life is to be fitter & healthier. My passion for combat sports has changed my lifestyle a […]
Hello Grasshoppa, Recently, I received an email from Citibank on my unclaimed money even though I have stopped subscribing to any of their services for a while now. This email surprised me, especially since I had already canceled my credit card 3 years ago with them. My first thought was that it was a scam […]
Hello Grasshoppa, Over the years, I have spent compulsively multiple times due to my poor financial judgment. Some of it cost lots of money & some of it not so much. With the accumulation of these spendings, the total amount may amount to a lot which could have been used to invest & perhaps earn […]
Hello Grasshoppa, Growing up, I noticed that many people especially foreigners travel the world in their 20s to 30s after quitting their job. They can be from just a normal blue-collar worker to white-collar workers that took some time off from their profession to travel the world. Usually, their travel period is between 3 months […]
