Hello Grasshoppa, Malaysia is currently riding on the super app wave where we are seeing multiple big names trying to build up their super app to cater to the needs of fellow Malaysians. Grab has got to be one of the first to offer the super app deal while Shopee and Air Asia are not […]
How Can Overnight Policy Rate (OPR) Affect Malaysians?
Hello Grasshoppa, Recently, Bank Negara announced the increment of the Overnight Policy Rate (OPR) by 25 basis points to 2.25%. This was an additional increment on top of their announcement in May 2022 from 2.00%. Since July 2020, our OPR was at 1.75% before it increased in the period of 2 months to 2.25%. The overall OPR […]
Is It Wise To Use WISE
Hello Grasshoppa, I have an upcoming trip to Thailand which will be my first trip since the pandemic started. I have also written on the AirAsia Super+ which is the subscription that I have used to redeem my “free” flights. A friend of mine has recently recommended an app & card called Wise that he […]
Beating Inflation By Doing These 5 Things
Hello Grasshoppa, We are currently in a situation where the prices of goods are getting more expensive & we are paying a higher price for everything generally. It is a sad situation where the price of goods is rising but our salary still remains the same. The rise in prices is partly due to war, […]
How Can Fear & Greed Make You Poor?
Hello Grasshoppa, Since my last 3 posts on investment & general scams which I wrote years ago, it has helped to spread some level of awareness to fellow Malaysians & it reached a point where the company actually emailed me to compensate me for removing the post in exchange for money (which I didn’t accept). You […]
How To Get Brands To Notice You
Hello Grasshoppa, It is a busy weekend for me & I am currently in the airport waiting to board my flight back to Penang. I had my first BJJ competition this year where I ended up winning silver, however, I had to pull out of my final match due to an injury. Overall, I had […]
Is AirAsia Super+ Subscription Worth It?
Hello Grasshoppa, AirAsia has recently launched AirAsia Super+ which is an annual subscription that offers “free” domestic & ASEAN flights within a period of 1 year along with other perks such as free food delivery, insurance & more. Prior to launching AirAsia Super+, they also launched AirAsia Unlimited Pass which is similar to Super+ with […]
Investing In Foreign Stocks & ETF With FSMONE
Hello Grasshoppa, In my experience of investing with unit trust, FSMOne (formerly known as Fundsupermart) was the second investment platform that I used to invest in unit trust. Prior to that, I used to invest with Public Mutual. My experience with FSMOne has always been good but during that time, their main focus was purely […]
How To Save Money By Spending Money
Hello Grasshoppa, Optimizing my expenses or looking for ways to save money is always a practice that I do constantly. If you often analyze your expenses, you will find ways to save money. Sometimes, some of the ways of saving money come from just minimizing expenses but some may also come from spending extra & […]
How Much Did I Spend On My Self Development Over The Years?
Hello Grasshoppa, Have you ever thought about how much you have invested in yourself over the years? This thought actually came to me, especially since I had a realization of wanting to invest in my own self-development more after investing most of my money into investment & my other business. Prior to starting my blog, […]