Hello Grasshoppa, I have been eating clean on & off for the past few years, but I can’t be consistent with it due to many factors. As I am aging & getting older, one of my priorities in life is to be fitter & healthier. My passion for combat sports has changed my lifestyle a […]
Gearing Up Your Investment Towards Recession
Hello Grasshoppa, There are multiple sources have mentioned that we are entering a recession soon. Recession periods are usually tough periods for many as we will be seeing the global economic downturn, higher unemployment rate, high inflation rate & bear market. It is truly an uncertain period of time from the trade wars between China-USA, […]
How I Overpaid RM2800 On My Citibank Credit Card
Hello Grasshoppa, Recently, I received an email from Citibank on my unclaimed money even though I have stopped subscribing to any of their services for a while now. This email surprised me, especially since I had already canceled my credit card 3 years ago with them. My first thought was that it was a scam […]
Top 5 Things I Regret Buying
Hello Grasshoppa, Over the years, I have spent compulsively multiple times due to my poor financial judgment. Some of it cost lots of money & some of it not so much. With the accumulation of these spendings, the total amount may amount to a lot which could have been used to invest & perhaps earn […]
Why Can’t We Quit Our Jobs & Live Our Best Lives?
Hello Grasshoppa, Growing up, I noticed that many people especially foreigners travel the world in their 20s to 30s after quitting their job. They can be from just a normal blue-collar worker to white-collar workers that took some time off from their profession to travel the world. Usually, their travel period is between 3 months […]
How To Stay Motivated When Investing
Hello Grasshoppa, Throughout my years of investing, there are times when investing can be boring especially when it becomes a routine. Don’t get me wrong. The whole point of investing is about making it a routine & automating it so that you are able to invest consistently based on your investment goals. It can also […]
My HelloGold 4 Years Investment Update
Hello Grasshoppa, It’s been more than 3 years since I invested with HelloGold. Prior to investing with them, I invested in gold via CIMB Gold which I later sold to pay for my car deposit. My investment with them started in July 2019 after I met the team to discuss a possible collaboration. After the meeting, […]
Celebrating My Gym 10 Years Anniversary With A New Venture
Hello Grasshoppa, This year marks my 10th years anniversary of the gym that I co-founded with my partner back in 2012. Over the past few years, we never had thought to expand or grow our gym as we think that our current gym is enough to cater to our members. As years go by & […]
Private Retirement Scheme (PRS) vs i-Saraan. Which Is Better?
Hello Grasshoppa, A few weeks ago when I wrote about i-Saraan, I wanted to compare both Private Retirement Scheme (PRS) & EPF i-Saraan for your better understanding. As both are considered voluntary contribution schemes, which is a better choice for you? Below I have listed some of the differences between both PRS & i-Saraan: The overall […]
Option For Self-Employed To Contribute To Your EPF Account Via i-Saraan
Hello Grasshoppa, Recently I stumbled upon i-Saraan when I was in the KWSP office to run an errand. Even though it was introduced a while ago, the scheme seems less popular, or perhaps it is just something I am unaware of. What Is i-Saraan? It is a voluntary contribution program with a retirement incentive for […]