Hello Grasshoppa, For the past few months, we have seen many companies going through a job cut where many people are losing their jobs. To some long-serving employees, it can be a benefit for them as they can leave those jobs with a big fat compensation if they are getting paid fairly. That money can […]
Hello Grasshoppa, Credit Score is a score on how healthy your financials is based on your payment behavior and a prediction of how likely you are to pay a loan back on time based on information from your credit reports. It is based on your credit or payment history related to credit cards & loans. To […]
Hello Grasshoppa, There are multiple sources have mentioned that we are entering a recession soon. Recession periods are usually tough periods for many as we will be seeing the global economic downturn, higher unemployment rate, high inflation rate & bear market. It is truly an uncertain period of time from the trade wars between China-USA, […]
Hello Grasshoppa, Recently, Bank Negara announced the increment of the Overnight Policy Rate (OPR) by 25 basis points to 2.25%. This was an additional increment on top of their announcement in May 2022 from 2.00%. Since July 2020, our OPR was at 1.75% before it increased in the period of 2 months to 2.25%. The overall OPR […]
Hello Grasshoppa, This post has been in my draft since January 2020. I started drafting this post to gradually track how much I have spent to get my house ready & as of April 2022, I am excited to announce that it has finally been completed. From the bedroom to a mini office area, a […]
Hello Grasshoppa, Do you ever dread paying your monthly credit card bills or other loans? I personally feel so even though I don’t have much debt aside from my house & car loan. I bought my second car in 2020 when my first car was in a condition where it was giving me multiple issues. When I […]
Hello Grasshoppa, I am currently on my FIRE journey, and I have 6 years left before I officially retire to travel the world. It is a goal that I set for myself before I started writing my blog years ago. Writing BBM not only helped me to record my journey & share it with all […]
Hello Grasshoppa, I dropped out of college at age of 19 in hopes that I would make a better living by working rather than earning my Diploma. I started working as a direct selling agent doing sales for an illegal Forex company (not knowing it was illegal at that time) where I had no basic […]
Hello Grasshoppa, Since I was young, I have gotten a lot of investment advice from many people. Some of them have changed my view on investments in a good way while some of them have brought a negative light towards my investment journey. Advice and opinion is always free but varies as some of them […]
Hello Grasshoppa, Our personal finance journey starts from the moment you receive your first allowance from your parents or family. We learn to manage our money differently & our parents play an important role in educating us to manage our finances. No doubt, some of us are taught well by our parents, however, some may […]
