Hello Grasshoppa, BBM is celebrating its 5th year anniversary in February 2023, which also marks a significant journey of me sharing my personal finance experience, investment, business & my retirement plan with all of you. This journey has been a learning curve for me & this blog is a way for me to encapsulate what […]
My Honest Review Of Wise Travel Card
Hello Grasshoppa, On my latest holiday to Thailand, I managed to use my Wise Card to help my traveling in terms of better exchange rates & also cash withdrawals. Over the years, I have been using my BigPay & AirAsia credit card for my traveling & holiday, but with the benefits featured on the Wise website, […]
Is EPF Voluntary Self Contribution Better Than Fixed Deposit?
Hello Grasshoppa, There are lots of EPF features that have been introduced over the years & this is by far one of the best features by EPF for individuals that do not know what to invest in but want to earn higher interest than a fixed deposit. In Malaysia, we have been introduced to many types […]
The Fall Of HelloGold & How Does It Affect Us?
Hello Grasshoppa, If you have an account with HelloGold, you should have received an email from them on the closure of their Malaysia & Thailand office which made headlines on many social media pages. There is also some feedback that the app was having some issues & there was lots of panic selling happening within […]
Why Being ‘Fake Rich’ Can Make You Broke Later
Hello Grasshoppa, We may have people around us that put the extra effort to look rich just to impress themselves or the people around them. There are also people who “reward” themselves with luxury goods with a certain achievement or milestone by putting themselves in debt. Unfortunately, I used to be one of them. I […]
How Much To Save & Invest To Be A Millionaire By 60
Hello Grasshoppa, Is it realistic for us to be a millionaire someday by just relying on our savings? Most of us are conditioned or encouraged by the public or family to start saving when we are young in order for us to retire comfortably in the future. Usually, the tips that we are getting is […]
Why You Shouldn’t Be “Penny Wise, Pound Foolish”
Hello Grasshoppa, There are some of us that are sensitive about spending our money & always find ways to save money, we may come out with creative ways to save it or we have been having different habits to save our pennies. Some of the ways & ideas can make sense to some of us […]
How To Increase Your Investment Amount Each Year
Hello Grasshoppa, We are in the new year & if your goal is to increase your investment each year, this is a good time to start planning if you have yet to plan it. Each year, I will be going through my investment portfolio rebalancing to determine if my investment strategy is effective & I […]
Start Investing In 2023 In 3 Easy Steps
Hello Grasshoppa, We are in a new year & I guess some of you have decided to finally take your first step to invest. The only problem is, you think that it is too complicated & you don’t know how to invest, correct? If yes, then this post is definitely for you to kickstart your […]
My 2023 Goal & What Are The Significant Changes Moving Forward
Hello Grasshoppa, In my last week’s post, I shared my 2022 wrap-up. In this week’s post, I will be sharing mainly my 2023 goals & what are my significant plans moving forward. Setting a goal & executing it is not the easiest task especially when life is unpredictable. No one actually knows what will happen […]