Hello Grasshoppa, It has been more than 5 years since I started to invest in P2P financing. When I started to publish my first post on P2P financing, it was quite new in Malaysia. During that time not many Malaysians understood much about P2P & it required lots of marketing & publicity to educate the crowd […]
Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]
Hello Grasshoppa, For some people, with the increase in income each year, they are using this as an excuse to increase their expenses to “enjoy” their lives better. The fact is, with the increase in income, we have a choice to actually live a better life by having more flexibility in our spending but if […]
Hello Grasshoppa, BBM is celebrating its 5th year anniversary in February 2023, which also marks a significant journey of me sharing my personal finance experience, investment, business & my retirement plan with all of you. This journey has been a learning curve for me & this blog is a way for me to encapsulate what […]
Hello Grasshoppa, On my latest holiday to Thailand, I managed to use my Wise Card to help my traveling in terms of better exchange rates & also cash withdrawals. Over the years, I have been using my BigPay & AirAsia credit card for my traveling & holiday, but with the benefits featured on the Wise website, […]
Hello Grasshoppa, There are lots of EPF features that have been introduced over the years & this is by far one of the best features by EPF for individuals that do not know what to invest in but want to earn higher interest than a fixed deposit. In Malaysia, we have been introduced to many types […]
Hello Grasshoppa, If you have an account with HelloGold, you should have received an email from them on the closure of their Malaysia & Thailand office which made headlines on many social media pages. There is also some feedback that the app was having some issues & there was lots of panic selling happening within […]
Hello Grasshoppa, We may have people around us that put the extra effort to look rich just to impress themselves or the people around them. There are also people who “reward” themselves with luxury goods with a certain achievement or milestone by putting themselves in debt. Unfortunately, I used to be one of them. I […]
Hello Grasshoppa, Is it realistic for us to be a millionaire someday by just relying on our savings? Most of us are conditioned or encouraged by the public or family to start saving when we are young in order for us to retire comfortably in the future. Usually, the tips that we are getting is […]
Hello Grasshoppa, There are some of us that are sensitive about spending our money & always find ways to save money, we may come out with creative ways to save it or we have been having different habits to save our pennies. Some of the ways & ideas can make sense to some of us […]
