Hello Grasshoppa, When I recently looked into the breakdown of my monthly expenses, I noticed that one of my highest spendings is on Shopee. For the past 6 months, I have spent between RM500-RM1000 each month on this platform. As a huge believer in spending wisely, I do not usually spend money on shopping unless […]
What Can I Do To Afford A Nomadic Life
Hello Grasshoppa, I am currently on a holiday & training on the beautiful island of Phuket, I am starting to be in love with this beautiful island despite being here from time to time over the past few years. Being able to retire, spread my love for BJJ & live a nomad life has always […]
Everything You Need To Know On EPF’s i-Lindung
Hello Grasshoppa, Recently, EPF has announced that members are allowed to purchase insurance via their platform by using members EPF Account 2. This is actually good news to many Malaysians, especially for those who do not have any insurance protection. Personally, I did not realize the importance of insurance until when I was 27 years […]
How Can Overnight Policy Rate (OPR) Affect Malaysians?
Hello Grasshoppa, Recently, Bank Negara announced the increment of the Overnight Policy Rate (OPR) by 25 basis points to 2.25%. This was an additional increment on top of their announcement in May 2022 from 2.00%. Since July 2020, our OPR was at 1.75% before it increased in the period of 2 months to 2.25%. The overall OPR […]
Beating Inflation By Doing These 5 Things
Hello Grasshoppa, We are currently in a situation where the prices of goods are getting more expensive & we are paying a higher price for everything generally. It is a sad situation where the price of goods is rising but our salary still remains the same. The rise in prices is partly due to war, […]
How To Get Brands To Notice You
Hello Grasshoppa, It is a busy weekend for me & I am currently in the airport waiting to board my flight back to Penang. I had my first BJJ competition this year where I ended up winning silver, however, I had to pull out of my final match due to an injury. Overall, I had […]
Is AirAsia Super+ Subscription Worth It?
Hello Grasshoppa, AirAsia has recently launched AirAsia Super+ which is an annual subscription that offers “free” domestic & ASEAN flights within a period of 1 year along with other perks such as free food delivery, insurance & more. Prior to launching AirAsia Super+, they also launched AirAsia Unlimited Pass which is similar to Super+ with […]
How Did I Save Using “Buy Now, Pay Later”?
Hello Grasshoppa, It’s been a while since I last traveled for a vacation, especially with Covid-19. As of my writing, I am sipping my drink while enjoying such a nice view. For this trip, I am spending less than RM200 just by redeeming a trip using my AirAsia Points for both my flight & accommodation. […]
How To Fund Your Passion
Hello Grasshoppa, In my previous previous few posts, I have touched on Turning Your Passion Into Income & also Why Should You Invest In Your Passion. In both posts, what was lacking was the actual process on “How To Fund Your Passion?”. Over the years, the investment of my passion was particularly in Brazilian Jiu-Jitsu where I have […]
The Journey Towards My Dream Home
Hello Grasshoppa, This post has been in my draft since January 2020. I started drafting this post to gradually track how much I have spent to get my house ready & as of April 2022, I am excited to announce that it has finally been completed. From the bedroom to a mini office area, a […]