Hello Grasshoppa, The ideal amount that I need to retire is to have RM4 million by the age of 40 with no debts. Once I have retired, I will be traveling the world & I aim to travel to at least 200 countries before I die. It is just 5 years from now before my […]
Is Your EPF Enough For Retirement?
Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]
Personal Finance Guide For Young Adults
Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]
My First Impression On StashAway Thematic Portfolios
Hello Grasshoppa, My investment with StashAway has always been nothing short of a good experience. When I started investing with them, it was all about moving my investment portfolios from my old Mutual Funds to StashAway. Later on, they have introduced StashAway Simple but I did not invest in it as I personally don’t find […]
My Personal View Of Raiz Investment After 1 Year Of Investing With Them
Hello Grasshoppa, Somewhere in August last year, I have started to invest with Raiz as I like their concept of investing my spare change. My plan was simple, deposit RM50 each month & convert some of my spendings from my existing card or e-wallet such as petrol, food & other expenses to my MBB card as […]
How Can Money Buy You Happiness
Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]
How Much You Need For Your Retirement
Hello Grasshoppa, It is often a question when you ask someone that is embarking on a FIRE Journey how much they need to retire. They will usually give you a total amount but if you asked in detail why they need that much, they will give you a calculation based on their projected annual income […]
Types Of Income That Will Help Your FIRE Journey
Hello Grasshoppa, I am currently on my FIRE journey, and I have 6 years left before I officially retire to travel the world. It is a goal that I set for myself before I started writing my blog years ago. Writing BBM not only helped me to record my journey & share it with all […]
Starting My Own YouTube Channel As My New Side Hustle
Hello Grasshoppa, In my previous post on List Of Side Hustle That I Have Tried, I have mentioned starting my YouTube Channel to monetize it in a long run to earn extra income. It is an overdue hustle as this idea was sparked many years back when I realised that there is some changes of […]
List Of Side Hustles That I Have Tried
Hello Grasshoppa, Recently I have engaged in my first Clubhouse session with My Personal Finances where they sharing about How To Grow Your Income. This topic has caught my attention as earning more money is something that interests me. Since I started working, I will always find ways to make more money by doing part-time […]