Hello Grasshoppa, We are in the new year & if your goal is to increase your investment each year, this is a good time to start planning if you have yet to plan it. Each year, I will be going through my investment portfolio rebalancing to determine if my investment strategy is effective & I […]
Hello Grasshoppa, We are in a new year & I guess some of you have decided to finally take your first step to invest. The only problem is, you think that it is too complicated & you don’t know how to invest, correct? If yes, then this post is definitely for you to kickstart your […]
Hello Grasshoppa, In my last week’s post, I shared my 2022 wrap-up. In this week’s post, I will be sharing mainly my 2023 goals & what are my significant plans moving forward. Setting a goal & executing it is not the easiest task especially when life is unpredictable. No one actually knows what will happen […]
Hello Grasshoppa, I have been blogging for more than 4 years as part of capturing & sharing my retirement & financial independence process with you. I have written over 250 posts in these 4 years but never about my personal finance rules. Although it is part of my daily life & activities, these rules have […]
Hello Grasshoppa, There are multiple sources have mentioned that we are entering a recession soon. Recession periods are usually tough periods for many as we will be seeing the global economic downturn, higher unemployment rate, high inflation rate & bear market. It is truly an uncertain period of time from the trade wars between China-USA, […]
Hello Grasshoppa, Throughout my years of investing, there are times when investing can be boring especially when it becomes a routine. Don’t get me wrong. The whole point of investing is about making it a routine & automating it so that you are able to invest consistently based on your investment goals. It can also […]
Hello Grasshoppa, It’s been more than 3 years since I invested with HelloGold. Prior to investing with them, I invested in gold via CIMB Gold which I later sold to pay for my car deposit. My investment with them started in July 2019 after I met the team to discuss a possible collaboration. After the meeting, […]
Hello Grasshoppa, A few weeks ago when I wrote about i-Saraan, I wanted to compare both Private Retirement Scheme (PRS) & EPF i-Saraan for your better understanding. As both are considered voluntary contribution schemes, which is a better choice for you? Below I have listed some of the differences between both PRS & i-Saraan: The overall […]
Hello Grasshoppa, Recently I stumbled upon i-Saraan when I was in the KWSP office to run an errand. Even though it was introduced a while ago, the scheme seems less popular, or perhaps it is just something I am unaware of. What Is i-Saraan? It is a voluntary contribution program with a retirement incentive for […]
Hello Grasshoppa, I am currently on a holiday & training on the beautiful island of Phuket, I am starting to be in love with this beautiful island despite being here from time to time over the past few years. Being able to retire, spread my love for BJJ & live a nomad life has always […]
