Hello Grasshoppa, For some people, with the increase in income each year, they are using this as an excuse to increase their expenses to “enjoy” their lives better. The fact is, with the increase in income, we have a choice to actually live a better life by having more flexibility in our spending but if […]
Hello Grasshoppa, In 2019, I stumbled upon the AirAsia credit card by Hong Leong Bank which caught my attention. With my love for traveling & since I was already using BigPay to accumulate my AirAsia Points (formerly known as BIG Points), I immediately signed up for the credit card. I remembered that there was a […]
Hello Grasshoppa, On my latest holiday to Thailand, I managed to use my Wise Card to help my traveling in terms of better exchange rates & also cash withdrawals. Over the years, I have been using my BigPay & AirAsia credit card for my traveling & holiday, but with the benefits featured on the Wise website, […]
Hello Grasshoppa, Credit Score is a score on how healthy your financials is based on your payment behavior and a prediction of how likely you are to pay a loan back on time based on information from your credit reports. It is based on your credit or payment history related to credit cards & loans. To […]
Hello Grasshoppa, In my previous post on Is “Buy Now, Pay Later” Good For Malaysians, I shared my view on how I think it is good if we can use it well & how it is terrible if we abuse it. In today’s post, I will share my view on “Save Now, Buy Later” (SNBL). Recently, I […]
Hello Grasshoppa, I have been blogging for more than 4 years as part of capturing & sharing my retirement & financial independence process with you. I have written over 250 posts in these 4 years but never about my personal finance rules. Although it is part of my daily life & activities, these rules have […]
Hello Grasshoppa, Recently, I received an email from Citibank on my unclaimed money even though I have stopped subscribing to any of their services for a while now. This email surprised me, especially since I had already canceled my credit card 3 years ago with them. My first thought was that it was a scam […]
Hello Grasshoppa, Over the years, I have spent compulsively multiple times due to my poor financial judgment. Some of it cost lots of money & some of it not so much. With the accumulation of these spendings, the total amount may amount to a lot which could have been used to invest & perhaps earn […]
Hello Grasshoppa, This marks my first international travel post-pandemic & I am really happy that I am able to travel back to my second home after being stuck in Malaysia for 2 years. Traveling to Thailand has always been my yearly routine for food, shopping & training. For this trip, I am traveling to Thailand […]
Hello Grasshoppa, Apple Pay has recently been launched in Malaysia & we can now use Apple Pay as one of our payment modes for selected merchants for both your daily expenses, shopping & e-commerce shopping too. As of my writing, Apple Pay can only link selected cards which include Maybank (Debit & Credit Cards), AmBank […]
