Hello Grasshoppa, Credit Score is a score on how healthy your financials is based on your payment behavior and a prediction of how likely you are to pay a loan back on time based on information from your credit reports. It is based on your credit or payment history related to credit cards & loans. To […]
Hello Grasshoppa, In my previous post on Is “Buy Now, Pay Later” Good For Malaysians, I shared my view on how I think it is good if we can use it well & how it is terrible if we abuse it. In today’s post, I will share my view on “Save Now, Buy Later” (SNBL). Recently, I […]
Hello Grasshoppa, I have been blogging for more than 4 years as part of capturing & sharing my retirement & financial independence process with you. I have written over 250 posts in these 4 years but never about my personal finance rules. Although it is part of my daily life & activities, these rules have […]
Hello Grasshoppa, Recently, I received an email from Citibank on my unclaimed money even though I have stopped subscribing to any of their services for a while now. This email surprised me, especially since I had already canceled my credit card 3 years ago with them. My first thought was that it was a scam […]
Hello Grasshoppa, Over the years, I have spent compulsively multiple times due to my poor financial judgment. Some of it cost lots of money & some of it not so much. With the accumulation of these spendings, the total amount may amount to a lot which could have been used to invest & perhaps earn […]
Hello Grasshoppa, This marks my first international travel post-pandemic & I am really happy that I am able to travel back to my second home after being stuck in Malaysia for 2 years. Traveling to Thailand has always been my yearly routine for food, shopping & training. For this trip, I am traveling to Thailand […]
Hello Grasshoppa, Apple Pay has recently been launched in Malaysia & we can now use Apple Pay as one of our payment modes for selected merchants for both your daily expenses, shopping & e-commerce shopping too. As of my writing, Apple Pay can only link selected cards which include Maybank (Debit & Credit Cards), AmBank […]
Hello Grasshoppa, I have an upcoming trip to Thailand which will be my first trip since the pandemic started. I have also written on the AirAsia Super+ which is the subscription that I have used to redeem my “free” flights. A friend of mine has recently recommended an app & card called Wise that he […]
Hello Grasshoppa, AirAsia has recently launched AirAsia Super+ which is an annual subscription that offers “free” domestic & ASEAN flights within a period of 1 year along with other perks such as free food delivery, insurance & more. Prior to launching AirAsia Super+, they also launched AirAsia Unlimited Pass which is similar to Super+ with […]
Hello Grasshoppa, It’s been a while since I last traveled for a vacation, especially with Covid-19. As of my writing, I am sipping my drink while enjoying such a nice view. For this trip, I am spending less than RM200 just by redeeming a trip using my AirAsia Points for both my flight & accommodation. […]
