Hello Grasshoppa, I have been blogging for more than 4 years as part of capturing & sharing my retirement & financial independence process with you. I have written over 250 posts in these 4 years but never about my personal finance rules. Although it is part of my daily life & activities, these rules have […]
How Much Does Clean Eating Cost Me?
Hello Grasshoppa, I have been eating clean on & off for the past few years, but I can’t be consistent with it due to many factors. As I am aging & getting older, one of my priorities in life is to be fitter & healthier. My passion for combat sports has changed my lifestyle a […]
Gearing Up Your Investment Towards Recession
Hello Grasshoppa, There are multiple sources have mentioned that we are entering a recession soon. Recession periods are usually tough periods for many as we will be seeing the global economic downturn, higher unemployment rate, high inflation rate & bear market. It is truly an uncertain period of time from the trade wars between China-USA, […]
How I Overpaid RM2800 On My Citibank Credit Card
Hello Grasshoppa, Recently, I received an email from Citibank on my unclaimed money even though I have stopped subscribing to any of their services for a while now. This email surprised me, especially since I had already canceled my credit card 3 years ago with them. My first thought was that it was a scam […]
My HelloGold 4 Years Investment Update
Hello Grasshoppa, It’s been more than 3 years since I invested with HelloGold. Prior to investing with them, I invested in gold via CIMB Gold which I later sold to pay for my car deposit. My investment with them started in July 2019 after I met the team to discuss a possible collaboration. After the meeting, […]
Private Retirement Scheme (PRS) vs i-Saraan. Which Is Better?
Hello Grasshoppa, A few weeks ago when I wrote about i-Saraan, I wanted to compare both Private Retirement Scheme (PRS) & EPF i-Saraan for your better understanding. As both are considered voluntary contribution schemes, which is a better choice for you? Below I have listed some of the differences between both PRS & i-Saraan: The overall […]
Option For Self-Employed To Contribute To Your EPF Account Via i-Saraan
Hello Grasshoppa, Recently I stumbled upon i-Saraan when I was in the KWSP office to run an errand. Even though it was introduced a while ago, the scheme seems less popular, or perhaps it is just something I am unaware of. What Is i-Saraan? It is a voluntary contribution program with a retirement incentive for […]
How I Spend & Save On Shopee
Hello Grasshoppa, When I recently looked into the breakdown of my monthly expenses, I noticed that one of my highest spendings is on Shopee. For the past 6 months, I have spent between RM500-RM1000 each month on this platform. As a huge believer in spending wisely, I do not usually spend money on shopping unless […]
What Can I Do To Afford A Nomadic Life
Hello Grasshoppa, I am currently on a holiday & training on the beautiful island of Phuket, I am starting to be in love with this beautiful island despite being here from time to time over the past few years. Being able to retire, spread my love for BJJ & live a nomad life has always […]
Why Is Grab My Preferred Super App?
Hello Grasshoppa, Malaysia is currently riding on the super app wave where we are seeing multiple big names trying to build up their super app to cater to the needs of fellow Malaysians. Grab has got to be one of the first to offer the super app deal while Shopee and Air Asia are not […]