Hello Grasshoppa, I am currently on a holiday & training on the beautiful island of Phuket, I am starting to be in love with this beautiful island despite being here from time to time over the past few years. Being able to retire, spread my love for BJJ & live a nomad life has always […]
Why Is Grab My Preferred Super App?
Hello Grasshoppa, Malaysia is currently riding on the super app wave where we are seeing multiple big names trying to build up their super app to cater to the needs of fellow Malaysians. Grab has got to be one of the first to offer the super app deal while Shopee and Air Asia are not […]
How Can Overnight Policy Rate (OPR) Affect Malaysians?
Hello Grasshoppa, Recently, Bank Negara announced the increment of the Overnight Policy Rate (OPR) by 25 basis points to 2.25%. This was an additional increment on top of their announcement in May 2022 from 2.00%. Since July 2020, our OPR was at 1.75% before it increased in the period of 2 months to 2.25%. The overall OPR […]
Is It Wise To Use WISE
Hello Grasshoppa, I have an upcoming trip to Thailand which will be my first trip since the pandemic started. I have also written on the AirAsia Super+ which is the subscription that I have used to redeem my “free” flights. A friend of mine has recently recommended an app & card called Wise that he […]
Is AirAsia Super+ Subscription Worth It?
Hello Grasshoppa, AirAsia has recently launched AirAsia Super+ which is an annual subscription that offers “free” domestic & ASEAN flights within a period of 1 year along with other perks such as free food delivery, insurance & more. Prior to launching AirAsia Super+, they also launched AirAsia Unlimited Pass which is similar to Super+ with […]
Investing In Foreign Stocks & ETF With FSMONE
Hello Grasshoppa, In my experience of investing with unit trust, FSMOne (formerly known as Fundsupermart) was the second investment platform that I used to invest in unit trust. Prior to that, I used to invest with Public Mutual. My experience with FSMOne has always been good but during that time, their main focus was purely […]
How To Save Money By Spending Money
Hello Grasshoppa, Optimizing my expenses or looking for ways to save money is always a practice that I do constantly. If you often analyze your expenses, you will find ways to save money. Sometimes, some of the ways of saving money come from just minimizing expenses but some may also come from spending extra & […]
How To Fund Your Passion
Hello Grasshoppa, In my previous previous few posts, I have touched on Turning Your Passion Into Income & also Why Should You Invest In Your Passion. In both posts, what was lacking was the actual process on “How To Fund Your Passion?”. Over the years, the investment of my passion was particularly in Brazilian Jiu-Jitsu where I have […]
The Journey Towards My Dream Home
Hello Grasshoppa, This post has been in my draft since January 2020. I started drafting this post to gradually track how much I have spent to get my house ready & as of April 2022, I am excited to announce that it has finally been completed. From the bedroom to a mini office area, a […]
My Top 5 Personal Finance & Investment Apps That I Can’t Live Without
Hello Grasshoppa, We live in a world where technology is so advanced that everything can be accessible in the palm of our hands. As long as you have a smartphone, you can be updated on your friend’s latest status, the world’s latest news, play games, watch videos & many more. Depending on how you use […]