Hello Grasshoppa, For the past few years, I have been writing a lot on How To Achieve Financial Freedom & it is mostly related to the “right” path towards it. Some readers may find it relatable while some may feel otherwise depending on their spending habits & income. In my opinion, achieving financial freedom is […]
Personal Finance Guide For Young Adults
Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]
What I’ve Learned From Reading Rich Dad Poor Dad At 19 & In My Late 20s
Hello Grasshoppa, When I started to work as a direct selling agent, one of the d books that was recommended by my leader was Rich Dad Poor Dad. During each weekly team meeting, they always emphasized retiring earlier & direct selling was the “way” for them to achieve it. During that time, I did not […]
How To Save RM10,000 In ONE Year
Hello Grasshoppa, As we are approaching the end of 2021, most of us will be having our new year financial resolution or even reviewing our yearly expenses. This is important for many of us as it will help us understand better our personal finance & spending habits. If saving more money is part of your […]
How Much I Have Spent On My Car In One Year
Hello Grasshoppa, It’s been 1 year since I bought my Toyota Yaris. Many years back, I was sharing a lot on how I wouldn’t sell my old Naza Suria even after 12 years of driving it. The last few months before I decided to sell it, I have spent almost a few thousand on repairing […]
What Has Brazilian Jiu-Jitsu Taught Me On Investment
Hello Grasshoppa, How does Brazilian Jiu-Jitsu (BJJ) relate to investment? When I started my blog, I decided to name it based on my 2 ultimate life goals. Firstly, is to be a BJJ Black Belt & secondly, is to become a millionaire. After 3 years of writing this blog, I am still not a BJJ […]
My First Impression On StashAway Thematic Portfolios
Hello Grasshoppa, My investment with StashAway has always been nothing short of a good experience. When I started investing with them, it was all about moving my investment portfolios from my old Mutual Funds to StashAway. Later on, they have introduced StashAway Simple but I did not invest in it as I personally don’t find […]
How Can Money Buy You Happiness
Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]
Are You Having FOMO Whenever There Is Investment Opportunities?
Hello Grasshoppa, Have you ever experienced FOMO or Fear Of Missing Out, whenever there are new investment opportunities? I for one felt FOMO when I’ve missed out on the latest investments. I invested in some of it & I did pass many of it as well. This feeling is common not only for investing but […]
How Much You Need For Your Retirement
Hello Grasshoppa, It is often a question when you ask someone that is embarking on a FIRE Journey how much they need to retire. They will usually give you a total amount but if you asked in detail why they need that much, they will give you a calculation based on their projected annual income […]